In the simplest terms, personal loans offered by banks or financial lenders are unsecured loans - borrowers are not required to put up any personal as...

A friend hailing from overseas once commented that she was amazed to see so many genuine Chanel handbags being toted around on the MRT in Hong Kong. I...

There are many ways to save money as a budget traveller. Some are perfectly sensible—such as staying in hostels or Airbnbs instead of hotels, taking p...

We’ve come a long way from the days when credit cards rarely had more than one feature. These days, every bank and Financial Institution (FI) carries...

There’s a lot to love about credit cards. From being able to shop online, make purchases within seconds and dispense with heavy, cash-filled wallets,...

Most of us are better at spending money on our credit cards than figuring out what credit card charges and fees we’re incurring when we flash that pie...

In Hong Kong, credit cards are often misused and misunderstood. In the right hands, they can be an incredibly convenient way to pay for things, whethe...

As university students, it is important for you to start managing your own finance. It would save lots of bucks if you know the right way to use credi...

你的錢包格數眾多，就不信你僅僅一副撲克牌都放不下，哼！申請信用卡時，你應該關注的不是在餐廳賬單前亮出信用卡有多帥氣、地位有多高，而是如何選取最適合自己的信用卡，下文才是你應該關注的4件事。 1.信用卡有什麼優惠？ 大部分信用卡在首一兩年均豁免年費，但可能要求你每年有一定的簽賬額。若你申請了信用卡...

The recent level 10 typhoon may have led many of us into re-thinking what we are doing with our lives. We’re not saying you’re going to die anytime so...