best dining credit cards hong kong
Credit Cards
Best Dining Credit Cards in Hong Kong (Updated in June 2020)
Dining credit cards have various promotions, and offers, and hottest perks. Hands up if you’re a foodie! Hey, how can you miss out on credit card promotions? These kinds of credit...
1 June 2020
Grocery
Budgeting
Best Supermarket Credit Cards in Hong Kong (Updated in May 2020)
Grocery shopping is a part of everyone’s lives. But do you know some cards specialize in supermarket expenses that you can earn lots of rewards from them? Let’s compare the best...
2 May 2020
Detailed Comparisons of Two Major Tax-Deductible Products –Tax-Deductible MPF Voluntary Contributions and Qualified Deferred Annuity Policy
Investment
Detailed Comparisons of Two Major Tax-Deductible Products –Tax-Deductible MPF Voluntary Contributions and Qualified Deferred Annuity Policy
“You will not be financially secure if you don’t care about financial planning”. No matter what life stage you are in at present, you must have adequate and proper financial...
28 November 2019
qdap
Investment
Is Deferred Annuity only for the elderly? 5 Misunderstandings on Deferred Annuity Clarified
When it comes to an “annuity”, you probably think it is irrelevant to you  especially for young adults. However, financial planning is actually a life-long activity for people of all...
13 November 2019
自願醫保
Investment
Which companies offer all three Tax deductible products?
Tax payments are an inevitable part of our lives. However, there are various tax-deductible insurance or wealth management products in the market, including Voluntary Health Insurance Scheme (VHIS), Tax Deductible...
8 November 2019
VHIS
VHIS
Ultimate Tax Deduction Benefits for Married Couples = VHIS + QDAP + TVC
The government launched three types of tax-deductible products, including the “Voluntary Health Insurance Scheme” (VHIS), “Tax Deductible MPF Voluntary Contributions” (TVC) and “Qualified Deferred Annuity Plans” (QDAP). These three products...
31 October 2019
vhis
VHIS
What are the advantages of Voluntary Health Insurance Scheme (VHIS)? Four best things about VHIS and three points to consider when switching plans.
While the Voluntary Health Insurance Scheme (VHIS) has been available since April this year, there are still some consumers considering whether to buy VHIS or to switch from an existing...
17 September 2019
vhis
Uncategorized
Detailed Review of VHIS Plans: Coverage for Cancer, Balloon Angioplasty or Kidney Dialysis
In the event of a major illness, medical expenses in Hong Kong can be very costly. If you do not have sufficient medical protection, your savings may be depleted on...
23 August 2019
vhis
VHIS
Detailed Analysis of Special Offers for VHIS Standard Plans! Premiums and Major Discounts at a glance!
There are more than 20 different standard plans for Voluntary Health Insurance Schemes (VHIS) being offered in the market. How can you choose the best plan? Besides “saving the most”...
12 August 2019
自願醫保
VHIS
Buying VHIS to take advantage of a special offer and tax deductions? Tips on insuring for the family
Hong Kong’s medical system is facing ever-increasing pressure. In order to provide protection both for elderly people and for children, the Voluntary Health Insurance Scheme (VHIS) recently launched by the...
18 July 2019
Best Contactless Payment Credit Cards in Hong Kong (2019.06 Updates)
Credit Cards
Best Contactless Payment Credit Cards in Hong Kong (2019.06 Updates)
More and more merchants are accepting contactless payment nowadays, including Visa payWave, Mastercard Contactless, UnionPay QuickPass; and mobile payments such as Apple Pay, Android Pay and Samsung Pay as well....
27 June 2019
Asia Miles
Air Miles
Best Asia Miles Cards in Hong Kong (Updated in June 2019)
When we come with Value of Money in overall benefits, choosing the right miles credit card could get you a free plane ticket or access exclusive benefits. We’ve compiled a...
4 June 2019
airport lounge
Credit Cards
Best Unlimited Free Airport Lounge Access Credit Cards in Hong Kong (Updated in June 2019)
Airport lounges seem to be the only saviour in depressing long-haul flights. During the flights, your hair is greasy, your breath smells like dead people, and your back is unbearably...
2 June 2019
咖啡
Credit Cards
Credit Cards for Buy One Get One Free Coffee (Updated in May 2019)
If you and your friends and family are coffee lovers, it would be wise to apply for credit cards that offer buy one get one coffee as listed below to...
16 May 2019
YOLO
Budgeting
YOLO Living Leading to Financial Shocks and Heavy Debts
You Only Live Once! When it comes to finances, Hong Kong people are taking the “ YOLO ” approach, to the detriment of their long-term financial health. Asked about what...
17 December 2018
tax loan
Tax Loans
2 Tips to Get a Smaller Tax Loan Repayment 2019
Yes, tax loan season has come again. To get your attention, banks use gimmicks like low interest rate and attractive cash rebates. But how do you know which one is...
15 December 2018
handling fee
Credit Cards
The Secret of Getting a Credit Card Instalment Loan with the Lowest Handling Fee
Credit card instalment loans are your besties when it comes to big purchases. No idea what instalment loans are? MoneySmart is here to guide you step by step. We have...
15 December 2018
steakhouse hong kong
Credit Cards
4 Best Steakhouses in Hong Kong
Are you a steak lover? If yes, here we have some good news for you. We’ve picked out the 4 best steakhouses in Hong Kong. With the dining credit cards...
10 December 2018
酒店自助餐
Credit Cards
Best Hotel Buffet Offers in Hong Kong (Updated as of Sep 2018)
Foodies’ Gospel!  No plans with friends who can eat an elephant? BEHOLD! We picked out the most trending hotel buffet offers in town, which surely can feed you and your friends’...
10 September 2018
resolving loans
Loans
Best Revolving Loans in Hong Kong 2018
If you are not sure about how much money you will need and when you need it in the foreseeable future, revolving loans could be a great option for you....
8 May 2018
personal loans
Investment
What are Personal Loans?
In the simplest terms, personal loans offered by banks or financial lenders are unsecured loans – borrowers are not required to put up any personal assets as collateral for the...
8 May 2018
Annualised Percentage Rate
Investment
The Beginner’s Guide : Finding the Best Annual Percentage Rate
Banks and financial lenders are constantly in a heated competition to promote their personal loans – they use bold statements such as “low monthly flat rate,” “low annual percentage rate...
8 May 2018
debt consolidation program, resolving loans
Loans
What is the difference between a Debt Consolidation Program and a Revolving Loan?
There are a wide range of loan options that vary for different individual needs. Let’s figure which one is the best for you!
8 May 2018
Debt Consolidation
Loans
Best Debt Consolidation Program in Hong Kong 2018
What are the most important factors to consider when comparing Debt Consolidation Programs? When considering a Debt Consolidation program, you must take note of the annualized percentage rate (APR), repayment...
8 May 2018
education loans
Loans
Best Education Loans in Hong Kong 2018
Thanks to the 2018-19 budget from the government, you can receive $20,000 to contribute to your education from the Continuing Education Fund.
8 May 2018