While speculation continues regarding the US Federal Reserve’s potential rate cuts in 2024, market participants have tapered expectations and expect a smaller magnitude as compared to forecasts at the start...

Travel Credit Card, is for those Hong Kongers who absolutely love, (or I could say a bit addicted to traveling.) There are over 2 million Hong Kongers went to Japan...

Get the ultimate guide to earning rewards from credit cards bill payments in one read! Everyday expenses like utilities, tuition fees, insurance premiums, and various miscellaneous fees can earn you...

“You will not be financially secure if you don’t care about financial planning”. No matter what life stage you are in at present, you must have adequate and proper financial...

Fund investment, as compared with investment vehicles such as stocks or exchange-traded funds (ETFs), may be considered more expensive. There are many types of fund fees charged by traditional banks...

The outbreak of COVID-19 has posed extraordinary challenges in every part of the world. If the pandemic has taught us anything, it is that none of us truly knows when...

Hong Kong’s medical system is facing ever-increasing pressure. In order to provide protection both for elderly people and for children, the Voluntary Health Insurance Scheme (VHIS) recently launched by the...

The government launched three types of tax-deductible products, including the “Voluntary Health Insurance Scheme” (VHIS), “Tax Deductible MPF Voluntary Contributions” (TVC) and “Qualified Deferred Annuity Plans” (QDAP). These three products...

While the Voluntary Health Insurance Scheme (VHIS) has been available since April this year, there are still some consumers considering whether to buy VHIS or to switch from an existing...

Tax payments are an inevitable part of our lives. However, there are various tax-deductible insurance or wealth management products in the market, including Voluntary Health Insurance Scheme (VHIS), Tax Deductible...

There are more than 20 different standard plans for Voluntary Health Insurance Schemes (VHIS) being offered in the market. How can you choose the best plan? Besides “saving the most”...

In the event of a major illness, medical expenses in Hong Kong can be very costly. If you do not have sufficient medical protection, your savings may be depleted on...

When it comes to an “annuity”, you probably think it is irrelevant to you  especially for young adults. However, financial planning is actually a life-long activity for people of all...

Digital wallets such as PayMe, Octopus O! ePay, WeChat Pay and AlipayHK are getting more and more popular nowadays. They all support P2P transactions in which uers are able to...