Wondering where to buy or how to use Apple Gift Cards? Or maybe you're looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!
Can you buy an iPhone 15 with an Apple Gift Card?
The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.
What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?
Now, let's talk about the 2 types of Apple Gift Cards available in Hong Kong. There's the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there's the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.
In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.
Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:
Item | Apple Gift Card | App Store & iTunes Gift Card |
Value | HK$200-HK$40,000 | HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000) |
What can you buy? | Apple hardware and accessories | Apps, Apple Music, Apple TV+ programs and movies, Apple books |
Where can you use it? | Apple Online Store, http://apple.com/, or hotline +852 800-908-988 | App Store, iTunes |
How to use it? | Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN. | Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account. |
Sales point | Apple Online Store, +852 800-908-988 | Convenience stores such as 7-11, Circle K, etc. |
Apple Store Gift Card
The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.
If you're planning to use an Apple Store Gift Card, here are some notes to keep in mind:
- You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
- For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.
App Store & iTunes Gift Card
As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.
To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select "Redeem Gift Card".
How to use an App Store & iTunes Gift Card
Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.
Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:
Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with "X".
Step 2: Open the App Store app or iTunes.
Step 3: Then click "Redeem Gift Card or Code".
Step 4: Click "Use Camera" and follow the instructions on the screen, or manually enter the 16-digit code.
Step 5: Click "Finish" again to deposit the face value of the gift card into your account.
Are there any restrictions on using Apple Gift Cards?
If you're planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won't be able to use an Apple Gift Card. The updated usage terms of the gift card state that "the gift card may also be unable to purchase products that are on promotion or discount."
How can I check the balance of my Apple Gift Card?
To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select "Check Balance," then log in to your Apple ID to see how much credit you have.
Apple Gift Card shopping tips: buy Apple Gift Card with a credit card
Want to save some cash when purchasing Apple products online? Here's a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:
Hang Seng MMPOWER Mastercard: 5% online purchase rebate
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
Citi Rewards MasterCard: HK$6/mile for online purchases
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3% Points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
⚡【October Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 6 October 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 November 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
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Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
⠀⠀
〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
⠀⠀
Visit the campaign page for details. T&Cs apply.
Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases
- Miles Conversion(Eligible spending on Cathay and HK Express)
- Up to HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Limited Time Welcome Offer
- 40,000 miles
【🌟No Spending Required upon Approval: MoneySmart Gift + Up to 120,000 Asia Miles / Southeast Asia Business Class round-trip ticket!】
From now until 31 October 2026, new Standard Chartered credit card customers who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy the following rewards upon card approval, subject to eligibility:
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1️⃣ MoneySmart Exclusive Gift — No Spending Required
Upon card approval, customers can choose ONE of the following gifts with no spending required:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$2,300)
・AirPods 5 (Value: HK$1,099)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / ParknShop e-Vouchers
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2️⃣ Standard Chartered Cathay Mastercard – Reward of your choice of up to 120,000 Asia Miles or FanFest Offer with up to HK$10,000 Cathay Gift Card
・Choose Asia Miles Welcome Offer: New cardholders who fulfill the designated spending requirement within the first two months after card issuance can earn up to 120,000 Asia Miles.
・Choose FanFest Offer: New cardholders who fulfill the designated spending requirement within the first two months after card issuance can receive up to HK$10,000 in Cathay Gift Cards, which can be used to offset the fare of Cathay Pacific-operated flights.
Get a free Apply Gift Card from MoneySmart as a welcome gift
But what if you don't want to buy an Apple Gift Card? Well, you're in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you're planning to apply for a new credit card.
Here are the financial products that are currently offering Apple gift cards as a welcome offer:
Credit Cards
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
- Minimum Income Requirements
- HK$120,000
- Complimentary Access to Airport Lounges
- 12 times for every calendar year
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
⚡【October Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 6 October 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 November 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
⠀⠀
Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
⠀⠀
〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
⚡【October Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 6 October 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 November 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
⠀⠀
Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
⠀⠀
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
⠀⠀
【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
⠀⠀
〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
Online Brokerages
- Min. Commission Fee US Stocks
- US$0.99/order
- Commission Fee HK Stocks
- HK$0
- Account Opening Min. Funding
- HK$10,000
【Open Account HK$10K, No Lock-in, Get HK$500 Instantly 😱】
Open account via MoneySmart link and promo code "MONEYSMART" during Oct 1-15, 2026, with HK$10,000+ deposit. No retention period required. Get double rewards instantly.
1️⃣ MoneySmart Reward – Choose One: 💰 HK$500 Cash*/ Apple Store Gift Card / HK$600 HKTVmall e-Voucher / ParknShop e-Vouchers
2️⃣ Tiger Securities Official Reward – Choose One: HK$168 equivalent Apple Stock / 1 HSBC Share
📌 Complete deposit, retention & trading requirements: Total Tiger Brokers official rewards up to HK$2,568
📌 For more MoneySmart exclusive rewards, Tiger Securities official rewards & full terms, see 【More Details】
- Minimum investment amount
- HK$0
- Annual Management Fee
- 0-0.65%
- Syfe Income Max 2025 return
- 15.8%p.a.
【Get cash upfront in Oct, plus monthly interest】 From Oct 1–31, visit Syfe via the MoneySmart designated link, click "Get Started," enter referral code【MS26】to open an account, then within 14 days of depositing the required amount, select any portfolio and maintain it for 120 days*.
HK$100,000 deposit: HK$400 cash*/ HK$500 PARKnSHOP e-Voucher
HK$200,000 deposit: HK$700 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)
HK$500,000 deposit: 🔥 HK$1,800 cash*/ Kooduu SENSA PLAY Dimmable LED Lamp and Bluetooth Speaker Topped with a Handcrafted Glass Lampshade (value:HK$2,290)
HK$1,000,000 deposit: HK$3,000 cash* / BoseQuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)
‼️ 120-days retention applies only to all portfolios
‼️ Click【More Details】for full camapign and reward details
Personal Loans
Monthly Payment
HK$12,980
- APR as low as*
- 4.04%
- Total Amount Payable
- HK$311,520
- Total Interest Payable
- HK$11,520
- Monthly Payment
- HK$12,980
【October Exclusive Offer 🎊 Get up to a total of HK$20,600 rewards】
New customers successfully apply via MoneySmart and drawdown DBS Personal Instalment Loan can get up to HK$16,300 rewards + MoneySmart exclusive reward up to extra 43,000 SmartPoints!
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MoneySmart exclusive reward - up to extra 43,000 SmartPoints!
43,000 SmartPoints can fully redeem HK$4,300 cash vouchers or GoPro HERO13 Black Action Camera (Value: HK$3,200) or Apple Watch Series 11 (GPS) - 46mm (Value: HK$3,399). The Rewards Store has more options to choose from!
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To borrow or not to borrow? Borrow only if you can repay!
Monthly Payment
HK$13,070
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Consolidate Your Debts and Reduce Interest Expenses】Total Rewards up to HK$37,300! 🤩
From 1 October to 4 October 2026, apply for the DBS Debt Consolidation Loan via MoneySmart and enjoy:⠀⠀
💰 HK$500 Cash – Regardless of Approval!
⚡ Upon successful loan drawdown, receive up to HK$13,000 vouchers
📈 DBS Coupon: Earn up to HK$23,800 in rewards⠀⠀
✨ Loan Set up Fee waiver
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To borrow or not to borrow? Borrow only if you can repay!
Monthly Payment
HK$12,860
- The lowest APR
- 1%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
Save Up to 90% on Interest and Boost Your Credit Score ✨ Plus, Earn Rewards Worth Up to HK$41,460
💰 MoneySmart Exclusive: Get HK$800 Cash—Whether Your Application Is Approved or Not!
🤩 Get three tailored repayment plans in one go. Whether you want to save more on interest, repay your debt faster or lower your monthly instalments, you decide how to clear your credit card balances.
🤖 The WeLend AI Credit Card Debt Calculator also helps you plan ahead with a step-by-step repayment strategy, so you can clear your debts more effectively and gradually improve your credit score.
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Warning: You have to repay your loans. Don't pay any intermediaries.
SmartRewards program: more than an Apple Gift Card
MoneySmart's latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!
Learn more about the SmartRewards Program here!
Annual Premium
HK$476
- Valuables Cover (per item)
- HK$15,000
- Max. Household Contents Cover
- HK$600,000
- Max. Liability To Third Party Cover
- HK$6,000,000
- Annual Premium Annual Premium
HK$68030% Off - HK$476
Frequently asked questions: Apple Gift Card
What is an Apple Gift Card?
An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.
Does the Apple Gift Card expire?
No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.
Can the Apple Gift Card be used to purchase discounted products?
Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.
Can Apple Store gift cards be used to buy iPhones?
Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.
How many Apple Gift Cards can be used at once?
Up to 8 Apple Gift Cards can be used at one time.
Are Apple Store gift cards globally applicable?
Yes, Apple Store gift cards can be used in most regions and countries.
Related article
Curious about the latest buzz surrounding the release date, features, price, and telecom offers of the upcoming iPhone 15? Look no further than this informative blog post on MoneySmart. Discover what rumors are circulating about Apple's highly anticipated new release and stay ahead of the game. Don't miss out on the exciting details - check out the blog now
Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!
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