Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Wondering where to buy or how to use Apple Gift Cards? Or maybe you're looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!

Can you buy an iPhone 15 with an Apple Gift Card?

The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.

What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?

Now, let's talk about the 2 types of Apple Gift Cards available in Hong Kong. There's the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there's the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.

In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.

Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:

Item

Apple Gift Card

App Store & iTunes Gift Card

Value

HK$200-HK$40,000

HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000)

What can you buy?

Apple hardware and accessories

Apps, Apple Music, Apple TV+ programs and movies, Apple books

Where can you use it?

Apple Online Store, http://apple.com/, or hotline +852 800-908-988

App Store, iTunes

How to use it?

Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN.

Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account.

Sales point

Apple Online Store, +852 800-908-988

Convenience stores such as 7-11, Circle K, etc.

Apple Store Gift Card

The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.

If you're planning to use an Apple Store Gift Card, here are some notes to keep in mind:

  • You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
  • For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.

App Store & iTunes Gift Card

As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.

To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select "Redeem Gift Card".

How to use an App Store & iTunes Gift Card

Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.

Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:

Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with "X".

Step 2: Open the App Store app or iTunes.

Step 3: Then click "Redeem Gift Card or Code".

Step 4: Click "Use Camera" and follow the instructions on the screen, or manually enter the 16-digit code.

Step 5: Click "Finish" again to deposit the face value of the gift card into your account.

Are there any restrictions on using Apple Gift Cards?

If you're planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won't be able to use an Apple Gift Card. The updated usage terms of the gift card state that "the gift card may also be unable to purchase products that are on promotion or discount."

How can I check the balance of my Apple Gift Card?

To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select "Check Balance," then log in to your Apple ID to see how much credit you have.

Apple Gift Card shopping tips: buy Apple Gift Card with a credit card

Want to save some cash when purchasing Apple products online? Here's a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:

Hang Seng MMPOWER Mastercard: 5% online purchase rebate

Standard Chartered logo
MoneySmart Exclusive
Up to 5% rebate|Waive foreign exchange fee
Foreign currency transaction fee
HK$0
Cash back at Designated Merchants
5%
MoneySmart Exclusive Offer
Up to HK$2,398
MoneySmart Exclusive:

【🌟June Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid until 30 Jun 2026

Citi Rewards MasterCard: HK$6/mile for online purchases

Citibank logo
MoneySmart Exclusive
3% shopping rewards with no minimum spend
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3% Points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile
MoneySmart Exclusive:

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 30 Jun 2026
Apply NowApply directly on MoneySmart

Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
Up to HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Limited Time Welcome Offer
40,000 miles
MoneySmart Exclusive:

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid until 30 Jun 2026

Get a free Apply Gift Card from MoneySmart as a welcome gift

But what if you don't want to buy an Apple Gift Card? Well, you're in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you're planning to apply for a new credit card.

Here are the financial products that are currently offering Apple gift cards as a welcome offer:

Credit Cards

Citibank logo
Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citibank logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Complimentary Access to Airport Lounges
12 times for every calendar year
Miles Conversion (overseas spend)
HK$3 = 1 mile
MoneySmart Exclusive:

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 30 Jun 2026
Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 30 Jun 2026

Online Brokerages

Tiger Brokers  logo
One-Year 0 Commission for A Shares Market
Min. Commission Fee US Stocks
US$0.99/order
Commission Fee HK Stocks
HK$0
Account Opening Min. Funding
HK$10,000
Syfe  logo
Minimum investment amount
HK$0
Annual Management Fee
0-0.65%
Syfe Income Max 2025 return
12.06%

Personal Loans

DBS logo

Monthly Payment

HK$12,920

Monthly Payment
MoneySmart Exclusive
Up to 43,000 SmartPoints Reward !
APR as low as*
4.03%
Total Amount Payable
HK$310,080
Total Interest Payable
HK$10,080
Monthly Payment
HK$12,920
MoneySmart Exclusive:

June Exclusive Offer 🎊 Get up to a total of HK$20,600 rewards
New customers successfully apply via MoneySmart and drawdown DBS Personal Instalment Loan can get up to HK$16,300 rewards + MoneySmart exclusive reward up to extra 43,000 SmartPoints
⠀⠀
MoneySmart exclusive reward - up to extra 43,000 SmartPoints!
43,000 SmartPoints can fully redeem HK$4,300 cash vouchers or GoPro HERO13 Black Action Camera (Value: HK$3,200) or Apple Watch Series 11 (GPS) - 46mm (Value: HK$3,399). The Rewards Store has more options to choose from!

Valid until 30 Jun 2026
DBS logo

Monthly Payment

HK$13,070

Monthly Payment
MoneySmart Exclusive
Cash reward regardless of approval!
APR as low as*
6.38%
Total Amount Payable
HK$313,680
Total Interest Payable
HK$13,680
Monthly Payment
HK$13,070
MoneySmart Exclusive:

【June Limited-Time Offer】Enjoy Total Rewards of Up to HK$37,300 Including Bank Rewards! 🤩
From 15 June to 30 June 2026, apply for the DBS Personal Loan "Debt Consolidation Loan" via MoneySmart and enjoy:⠀⠀
⠀⠀
⚡ HK$500 Cash – Regardless of Approval! (credited via FPS)
📈 Reward Boost! Upon successful loan drawdown, receive up to 130,000 SmartPoints, redeemable for HK$13,000 worth of vouchers for free!
✨ DBS Coupon: Earn up to HK$23,800 in rewards⠀⠀
💰 Consolidate Your Debts and Reduce Interest Expenses – Manage your finances more efficiently and with greater ease!

Valid until 30 Jun 2026
WeLend logo

Monthly Payment

HK$12,860

Monthly Payment
MoneySmart Exclusive
24/7 Approval and Drawdown
The lowest APR
1%
Total Amount Payable
HK$308,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$12,860
MoneySmart Exclusive:

【June Special Offer 🥳 — Earn Up to HK$41,460 in Rewards ✨】
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of - OSIM Invisible Massage Chair (value: HK$10,660) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
⠀⠀
Earn HK$800 Apple Store Gift Card regardless of Approval! 🍎
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents, can enjoy HK$800 Apple Store Gift Card🍎 - regardless of approval!

Valid until 30 Jun 2026

SmartRewards program: more than an Apple Gift Card

MoneySmart's latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!

Learn more about the SmartRewards Program here!

Dah Sing Insurance logo

Annual Premium

HK$510

25% OffAnnual Premium HK$680
common.special_promotion
Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$600,000
Max. Liability To Third Party Cover
HK$6,000,000
Annual Premium
Annual Premium HK$68025% Off
HK$510

Frequently asked questions: Apple Gift Card

What is an Apple Gift Card?

An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.

Does the Apple Gift Card expire?

No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.

Can the Apple Gift Card be used to purchase discounted products?

Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.

Can Apple Store gift cards be used to buy iPhones?

Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.

How many Apple Gift Cards can be used at once?

Up to 8 Apple Gift Cards can be used at one time.

Are Apple Store gift cards globally applicable?

Yes, Apple Store gift cards can be used in most regions and countries.

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