Wondering where to buy or how to use Apple Gift Cards? Or maybe you're looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!
Can you buy an iPhone 15 with an Apple Gift Card?
The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.
What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?
Now, let's talk about the 2 types of Apple Gift Cards available in Hong Kong. There's the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there's the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.
In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.
Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:
Item | Apple Gift Card | App Store & iTunes Gift Card |
Value | HK$200-HK$40,000 | HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000) |
What can you buy? | Apple hardware and accessories | Apps, Apple Music, Apple TV+ programs and movies, Apple books |
Where can you use it? | Apple Online Store, http://apple.com/, or hotline +852 800-908-988 | App Store, iTunes |
How to use it? | Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN. | Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account. |
Sales point | Apple Online Store, +852 800-908-988 | Convenience stores such as 7-11, Circle K, etc. |
Apple Store Gift Card
The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.
If you're planning to use an Apple Store Gift Card, here are some notes to keep in mind:
- You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
- For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.
App Store & iTunes Gift Card
As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.
To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select "Redeem Gift Card".
How to use an App Store & iTunes Gift Card
Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.
Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:
Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with "X".
Step 2: Open the App Store app or iTunes.
Step 3: Then click "Redeem Gift Card or Code".
Step 4: Click "Use Camera" and follow the instructions on the screen, or manually enter the 16-digit code.
Step 5: Click "Finish" again to deposit the face value of the gift card into your account.
Are there any restrictions on using Apple Gift Cards?
If you're planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won't be able to use an Apple Gift Card. The updated usage terms of the gift card state that "the gift card may also be unable to purchase products that are on promotion or discount."
How can I check the balance of my Apple Gift Card?
To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select "Check Balance," then log in to your Apple ID to see how much credit you have.
Apple Gift Card shopping tips: buy Apple Gift Card with a credit card
Want to save some cash when purchasing Apple products online? Here's a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:
Hang Seng MMPOWER Mastercard: 5% online purchase rebate
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
Citi Rewards MasterCard: HK$6/mile for online purchases
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions (e.g. beauty, fashion, cinemas, streaming, theme parks ticket)
- 3% Points
- Rebate on Local Mobile Payment (Applicable to Apple Pay, Google Pay, Samsung Pay)
- 1% Points
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases
- Miles Conversion(Eligible spending on Cathay and HK Express)
- Up to HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Limited Time Welcome Offer
- 40,000 miles
Get a free Apply Gift Card from MoneySmart as a welcome gift
But what if you don't want to buy an Apple Gift Card? Well, you're in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you're planning to apply for a new credit card.
Here are the financial products that are currently offering Apple gift cards as a welcome offer:
Credit Cards
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
- Minimum Income Requirements
- HK$120,000
- Complimentary Access to Airport Lounges
- 12 times for every calendar year
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
- Cash Rebate on Local Dining
- Unlimited 2%
- Cash Rebate on Local Hotel
- Unlimited 2%
- Cash Rebate on Overseas Spend
- Unlimited 2%
⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!
Online Brokerages
- Min. Commission Fee US Stocks
- US$0.99/order
- Commission Fee HK Stocks
- HK$0
- Account Opening Min. Funding
- HK$10,000
【HK$2,000 Cash New Customer Reward 😱】From Nov 16 to 30, 2026, open an account through the designated link and enter the promo code 【MONEYSMART】, then complete account opening and maintain the required amount to receive the following dual rewards.
1️⃣【Deposit HK$100,000 or more, then retain for an additional 60 days starting the day after】
💰 HK$2,000 cash* / HK$2,200 ParknShop e-Voucher / Apple TV 4K (Value: HK$2,399) &
HK$168 Apple Fractional Shares or 1 Share of HSBC & HK$300 Trading Cash Voucher
2️⃣【Deposit HK$50,000 – HK$99,999, then retain for an additional 60 days starting the day after】
💰 HK$1,100 cash* / HK$1,300 HKTVmall e-Voucher / Beyerdynamic Amiron Zero Open-Ear Clip Earbuds (Value: HK$1,599) &
HK$168 Apple Fractional Shares or 1 Share of HSBC
3️⃣【Deposit HK$10,000 – HK$49,999, then retain for an additional 60 days starting the day after】
💰 HK$600 cash* / HK$700 PlayStation® Store Digital Gift Cards / QUICO Q-Travel Ionic Highspeed Hair Dryer (Value: HK$929) &
HK$168 Apple Fractional Shares or 1 Share of HSBC
‼️ Deposit HK$300,000, complete the retention and trading requirements, and receive up to HK$2,068 in additional Tiger Brokers official rewards.
‼️ For MoneySmart rewards, Tiger Brokers official rewards, and campaign details, please see “More Details” below.
‼️ HK$168 Apple fractional shares, 1 share of HSBC, and HK$300 trading cash voucher are all issued by Tiger Brokers.
- Minimum investment amount
- HK$0
- Annual Management Fee
- 0-0.65%
- Syfe Income Max 2025 return
- 15.8%p.a.
【Get cash upfront in Sep, plus monthly interest】 From Nov 1–30, visit Syfe via the MoneySmart designated link, click "Get Started," enter referral code【MS26】to open an account, then within 14 days of depositing the required amount, select any portfolio and maintain it for 120 days*.
HK$100,000 deposit: HK$400 cash*/ HK$500 PARKnSHOP e-Voucher
HK$200,000 deposit: HK$700 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value: HK$1,300)
HK$500,000 deposit: 🔥 HK$1,800 cash*/ 🆕Newtral The Ultra Adaptive Support Home Office Chair MagicH Standard (value:HK$3,398)
HK$1,000,000 deposit: HK$3,000 cash* / BoseQuietComfort Ultra Headphones (2nd Gen) (Value: HK$3,799)
‼️ 120-days retention applies only to all profolios
‼️ Click【More Details】for full camapign and reward details "
Personal Loans
Monthly Payment
HK$12,980
- APR as low as*
- 4.04%
- Total Amount Payable
- HK$311,520
- Total Interest Payable
- HK$11,520
- Monthly Payment
- HK$12,980
【November Exclusive Offer 🎊 Get up to a total of HK$20,600 rewards】
New customers successfully apply via MoneySmart and drawdown DBS Personal Instalment Loan can get up to HK$16,300 rewards + MoneySmart exclusive reward up to extra 43,000 SmartPoints!
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MoneySmart exclusive reward - up to extra 43,000 SmartPoints!
43,000 SmartPoints can fully redeem HK$4,300 cash vouchers or GoPro HERO13 Black Action Camera (Value: HK$3,200) or Apple Watch Series 11 (GPS) - 46mm (Value: HK$3,399). The Rewards Store has more options to choose from!⠀
To borrow or not to borrow? Borrow only if you can repay!
Monthly Payment
HK$13,070
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Consolidate Your Debts and Reduce Interest Expenses】Total Rewards up to HK$37,300! 🤩
From today until 30 November 2026, apply for the DBS Debt Consolidation Loan via MoneySmart and enjoy:⠀⠀
💰 HK$500 Cash – Regardless of Approval!
⚡ Upon successful loan drawdown, receive up to HK$13,000 vouchers
📈 DBS Coupon: Earn up to HK$23,800 in rewards⠀⠀
✨ Loan Set up Fee waiver
⠀⠀
To borrow or not to borrow? Borrow only if you can repay!
Monthly Payment
HK$12,860
- The lowest APR
- 1%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
SmartRewards program: more than an Apple Gift Card
MoneySmart's latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!
Learn more about the SmartRewards Program here!
Annual Premium
HK$476
- Valuables Cover (per item)
- HK$15,000
- Max. Household Contents Cover
- HK$600,000
- Max. Liability To Third Party Cover
- HK$6,000,000
- Annual Premium Annual Premium
HK$68030% Off - HK$476
Frequently asked questions: Apple Gift Card
What is an Apple Gift Card?
An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.
Does the Apple Gift Card expire?
No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.
Can the Apple Gift Card be used to purchase discounted products?
Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.
Can Apple Store gift cards be used to buy iPhones?
Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.
How many Apple Gift Cards can be used at once?
Up to 8 Apple Gift Cards can be used at one time.
Are Apple Store gift cards globally applicable?
Yes, Apple Store gift cards can be used in most regions and countries.
Related article
Curious about the latest buzz surrounding the release date, features, price, and telecom offers of the upcoming iPhone 15? Look no further than this informative blog post on MoneySmart. Discover what rumors are circulating about Apple's highly anticipated new release and stay ahead of the game. Don't miss out on the exciting details - check out the blog now
Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!
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