Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Wondering where to buy or how to use Apple Gift Cards? Or maybe you’re looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!

Can you buy an iPhone 15 with an Apple Gift Card?

The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.

What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?

Now, let’s talk about the 2 types of Apple Gift Cards available in Hong Kong. There’s the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there’s the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.

In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.

Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:

Item Apple Gift Card App Store & iTunes Gift Card
Value HK$200-HK$40,000 HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000)
What can you buy? Apple hardware and accessories Apps, Apple Music, Apple TV+ programs and movies, Apple books
Where can you use it? Apple Online Store, http://apple.com/, or hotline +852 800-908-988 App Store, iTunes
How to use it? Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN. Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account.
Sales point Apple Online Store, +852 800-908-988 Convenience stores such as 7-11, Circle K, etc.

Apple Store Gift Card

The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.

If you’re planning to use an Apple Store Gift Card, here are some notes to keep in mind:

  • You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
  • For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.

App Store & iTunes Gift Card

As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.

To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select “Redeem Gift Card”.

How to use an App Store & iTunes Gift Card

Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.

Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:

Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with “X”.

Step 2: Open the App Store app or iTunes.

Step 3: Then click “Redeem Gift Card or Code”.

Step 4: Click “Use Camera” and follow the instructions on the screen, or manually enter the 16-digit code.

Step 5: Click “Finish” again to deposit the face value of the gift card into your account.

Are there any restrictions on using Apple Gift Cards?

If you’re planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won’t be able to use an Apple Gift Card. The updated usage terms of the gift card state that “the gift card may also be unable to purchase products that are on promotion or discount.”

How can I check the balance of my Apple Gift Card?

To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select “Check Balance,” then log in to your Apple ID to see how much credit you have.

Apple Gift Card shopping tips: buy Apple Gift Card with a credit card

Want to save some cash when purchasing Apple products online? Here’s a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:

Hang Seng MMPOWER Mastercard: 5% online purchase rebate

Standard Chartered logo
MoneySmart Exclusive
Up to 5% rebate|Waive foreign exchange fee
Cash back on spending at Klook
Up to 5%
Cash back at Designated Merchants
Up to 5%
MoneySmart Exclusive Offer
HK$2,798
MoneySmart Exclusive:

【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 May 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers

Valid until 31 May 2025

Citi Rewards MasterCard: HK$6/mile for online purchases

Citibank logo
MoneySmart Exclusive
3% Points on Shopping and Entertainment
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
8.1X points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 20 May 2025
Apply NowApply directly on MoneySmart

Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
MoneySmart Exclusive Offer
Up to HK$1,780
MoneySmart Exclusive:

【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 May 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

Valid until 31 May 2025

Get a free Apply Gift Card from MoneySmart as a welcome gift

But what if you don’t want to buy an Apple Gift Card? Well, you’re in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you’re planning to apply for a new credit card.

Here are the financial products that are currently offering Apple gift cards as a welcome offer:

Credit Cards

Citibank logo
Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citibank logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (local spend)
HK$8 = 1 mile
Miles Conversion (overseas spend)
HK$3 = 1 mile
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 20 May 2025
Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 20 May 2025

Online Brokerages

Tiger Brokers  logo
MoneySmart Exclusive
One-Year 0 Commission for A Shares Market
Min. Commission Fee US Stocks
US$0
Commission Fee HK Stocks
HK$0
Account Opening Min. Funding
HK$10,000
MoneySmart Exclusive:

New customers who sign up and complete the specified account opening requirements using the invitation code 'MONEYSMART' through MoneySmart, can get rewards below (either 1)
⠀⠀
【Reward 1️⃣】 Successfully open account and initial deposit ≥ HK$10,000:
VERAGE 20062 20" Expandable Suitcase (Available for boarding) (Value: HK$659) / HK$500 Apple Store Gift Card / PARKnSHOP supermarket Vouchers/ HKTVmall e-Vouchers

【Reward 2️⃣】Successfully open account and initial deposit ≥ HK$10,000 and no withdrawal for 60 days:
JBL Smart Speaker Link 20 (Value: HK$1,699) / VERAGE WP19006 28" Front Opening Suitcase (Value: HK$1,099) POLAROIDGo Generation 2 instant camera (Value: HK$999) OR HK$800 Apple Store Gift Card /PARKnSHOP supermarket Vouchers / HKTVmall e-Vouchers

【Reward 3️⃣】Successfully open account and deposit ≥ HK$100,000 within 7 days of the first deposit and no withdrawal for 60 days:
Japan A.L.I MAXBOX 8011 28" Front-open Expandable Suitcase (Value: HK$1,899) / Tapo RV20 Max 5300Pa Suction MagSlim™ LiDAR Navigation Robot Vacuum and Mop (Value: HK$1,499) / JBL Live Flex 3 TWS Noise Cancelling Open-Ear Headphones (Value: HK$1,499) / HK$1,100 Apple Store Gift Card /PARKnSHOP supermarket Vouchers / HKTVmall e-Vouchers

Get up to HK$1,700 welcome rewards!
*T&Cs apply.

Valid until 31 May 2025
Syfe  logo
MoneySmart Exclusive
Minimum investment amount
HK$0
Annual Management Fee
0-0.65%
Subscription fee of Equity fund
0%
MoneySmart Exclusive:

【May exclusive campaign for new customers : Get HK$1,400 Cash 🤑 or Apple / PARKnSHOP voucher!】
From 1 May until 31 May, customers who successfully open an account using the MoneySmart invitation code "MS25", make an initial deposit of HK$50,000, select an investment portfolio within 14 days, and maintain an average daily balance of HK$50,000 or more for 60 days to qualify for:

  • HK$1,400 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Cash (automatically converted by 14,000 SmartPoints and will directly deposit into your FPS account)
Valid until 31 May 2025

Personal Loans

DBS logo

Monthly Payment

HK$13,600

Monthly Payment
MoneySmart Exclusive
common.special_promotion
Get extra HK$500 cash regardless of approval !
APR as low as*
5.91%
Total Amount Payable
HK$314,400
Total Interest Payable
HK$14,400
Monthly Payment
HK$13,600
MoneySmart Exclusive:

【🔝Offer Upgrade -Get up to a total of HK$19,700 rewards
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints! 
⠀⠀
1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account -  regardless of approval!
⠀⠀
2️⃣ 72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG GALAXY Tab S9 5G (12GB RAM + 256GB) (Value: HK$7,188) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 May 2025
DBS logo

Monthly Payment

HK$13,570

Monthly Payment
MoneySmart Exclusive
common.special_promotion
🪄Get extra HK$800 cash regardless of approval !
APR as low as*
6.38%
Total Amount Payable
HK$313,680
Total Interest Payable
HK$13,680
Monthly Payment
HK$13,570
MoneySmart Exclusive:

Limited-Time May Exclusive: Total Rewards Up to HK$39,600【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$36,800 reward! From May 12 to May 26, enjoy an extra limited-time offer of total HK$2,800 cash rewards!
⠀⠀
1️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
⠀⠀
2️⃣ 🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.

Valid until 26 May 2025
WeLend logo

Monthly Payment

HK$12,860

Monthly Payment
MoneySmart Exclusive
common.special_promotion
🪄Get extra HK$800 cash regardless of approval !
The lowest APR
1.88%
Total Amount Payable
HK$308,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$12,860
MoneySmart Exclusive:

🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!

T&C applies.

Valid until 26 May 2025

SmartRewards program: more than an Apple Gift Card

MoneySmart’s latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!

Learn more about the SmartRewards Program here!

Dah Sing Insurance logo

Annual Premium

HK$476

30% OffAnnual Premium HK$680
30% off Promo code "MS25Q2"
Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$600,000
Max. Liability To Third Party Cover
HK$6,000,000
Annual Premium
Annual Premium HK$68030% Off
HK$476

Frequently asked questions: Apple Gift Card

What is an Apple Gift Card?

An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.

Does the Apple Gift Card expire?

No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.

Can the Apple Gift Card be used to purchase discounted products?

Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.

Can Apple Store gift cards be used to buy iPhones?

Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.

How many Apple Gift Cards can be used at once?

Up to 8 Apple Gift Cards can be used at one time.

Are Apple Store gift cards globally applicable?

Yes, Apple Store gift cards can be used in most regions and countries.

Related article

Curious about the latest buzz surrounding the release date, features, price, and telecom offers of the upcoming iPhone 15? Look no further than this informative blog post on MoneySmart. Discover what rumors are circulating about Apple’s highly anticipated new release and stay ahead of the game. Don’t miss out on the exciting details – check out the blog now

 

Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!

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