Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Wondering where to buy or how to use Apple Gift Cards? Or maybe you're looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!

Can you buy an iPhone 15 with an Apple Gift Card?

The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.

What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?

Now, let's talk about the 2 types of Apple Gift Cards available in Hong Kong. There's the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there's the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.

In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.

Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:

Item

Apple Gift Card

App Store & iTunes Gift Card

Value

HK$200-HK$40,000

HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000)

What can you buy?

Apple hardware and accessories

Apps, Apple Music, Apple TV+ programs and movies, Apple books

Where can you use it?

Apple Online Store, http://apple.com/, or hotline +852 800-908-988

App Store, iTunes

How to use it?

Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN.

Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account.

Sales point

Apple Online Store, +852 800-908-988

Convenience stores such as 7-11, Circle K, etc.

Apple Store Gift Card

The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.

If you're planning to use an Apple Store Gift Card, here are some notes to keep in mind:

  • You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
  • For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.

App Store & iTunes Gift Card

As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.

To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select "Redeem Gift Card".

How to use an App Store & iTunes Gift Card

Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.

Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:

Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with "X".

Step 2: Open the App Store app or iTunes.

Step 3: Then click "Redeem Gift Card or Code".

Step 4: Click "Use Camera" and follow the instructions on the screen, or manually enter the 16-digit code.

Step 5: Click "Finish" again to deposit the face value of the gift card into your account.

Are there any restrictions on using Apple Gift Cards?

If you're planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won't be able to use an Apple Gift Card. The updated usage terms of the gift card state that "the gift card may also be unable to purchase products that are on promotion or discount."

How can I check the balance of my Apple Gift Card?

To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select "Check Balance," then log in to your Apple ID to see how much credit you have.

Apple Gift Card shopping tips: buy Apple Gift Card with a credit card

Want to save some cash when purchasing Apple products online? Here's a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:

Hang Seng MMPOWER Mastercard: 5% online purchase rebate

Standard Chartered logo
MoneySmart Exclusive
Up to 5% rebate|Waive foreign exchange fee
Foreign currency transaction fee
HK$0
Cash back at Designated Merchants
5%
MoneySmart Exclusive Offer
Up to HK$2,398
MoneySmart Exclusive:

【🌟August Exclusive: Apply to Earn HK$1,500 Cash Vouchers】
From now until 26 August 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Newly launched!] staub Braiser 28cm/3.7L (Value: HK$3,999, random color)
・Medicube Age-R Ultra Tune 40.68 Facial Beauty Device (Value: HK$3,600, random color)
・Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value: HK$3,498, random color)
・AirPods Pro 3 (Value: HK$1,849, random color)
・HK$1,500 Apple Store Gift Card / ParknShop e-Vouchers / Trip.come-Vouchers

 

Trip.com up to 8% Hotel Bookings Promo Code + Trip.com up to HK$200 Flights Promo Code (upon claim submission, terms & conditions applied)

Valid until 26 Aug 2026

Citi Rewards MasterCard: HK$6/mile for online purchases

Citibank logo
MoneySmart Exclusive
3% shopping rewards with no minimum spend
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3% Points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile
MoneySmart Exclusive:

⚡【7-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,200 Cash Voucher! Rewards Worth Up to HK$4,600 +Trip.com Promo Codes! 🎉】
From 25 August to 31 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 staub Braiser 28cm/3.7L (Value: HK$3,999, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 31 Aug 2026
Apply NowApply directly on MoneySmart

Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
Up to HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Limited Time Welcome Offer
40,000 miles
MoneySmart Exclusive:

⏰ 7 DAYS ONLY【Get HK$1,800 Vouchers Upon Card Approval with No Spending Required + Up to 120,000 Asia Miles Welcome Offer + 10th Anniversary Special Edition Blind Box!】
From now until 26 August 2026, new Standard Chartered credit card customers who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy TRIPLE REWARDS:

 

1️⃣〖🎁 MoneySmart Exclusive Rewards〗No spending required! Upon successful card approval, first enjoy a Trip.com 8% off hotel promo code + HK$200 flight promo code (T&Cs apply), plus choose ONE of the following rewards:
・8 x Plaza Premium Lounge APAC 3-Hour Access Passes* (Total value: HK$5,200)
・4 x Plaza Premium First Hong Kong with Infinity Room 3-Hour Access Passes (Total value: HK$4,600)
・PHILIPS RO Hot & Cold Water Dispenser ADD6912/90 (Value: HK$3,788, random colour)
・LOJEL Cubo 26" Expandable Front-Opening Suitcase (Rose) (Value: HK$3,300)
・SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (Value: HK$2,599, random colour)
・HK$1,800 Apple Store Gift Card / PARKnSHOP e-Voucher / Trip.com e-Voucher

 

Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Standard Chartered credit card:
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490) — Redeem at a special price of HK$200
🎁 Dyson Cool™ Fan CF1 (Value: HK$2,490) — Redeem at a special price of HK$200
🎁 Insta360 X5 Standard Bundle (Value: HK$3,699) — Redeem at a special price of HK$1,700
🎁 PHILIPS RO Hot & Cold Water Dispenser ADD6921/90 (Value: HK$5,488) — Redeem at a special price of HK$1,700

 

2️⃣ 〖✈️ Standard Chartered Welcome Miles Offer〗New credit card customers who meet the designated spending requirements within the first 2 months after card issuance can earn up to 120,000 Asia Miles!

 

3️⃣ 〖🍀 10th Anniversary Special Edition Blind Box— Valid till 9.20〗*No registration required! Successfully get your card approved during the promotion period to automatically receive 1 lucky draw chance! Win at least 2,000 bonus miles, with the ultimate prize of up to 1,000,000 miles — enough to redeem 4 round-trip Business Class tickets to Europe and 4 round-trip Business Class tickets to Japan*! Plus, there are over 10,000 prizes up for grabs, including Apple Store Gift Cards — everyone wins!

Valid until 26 Aug 2026

Get a free Apply Gift Card from MoneySmart as a welcome gift

But what if you don't want to buy an Apple Gift Card? Well, you're in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you're planning to apply for a new credit card.

Here are the financial products that are currently offering Apple gift cards as a welcome offer:

Credit Cards

Citibank logo
Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citibank logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Complimentary Access to Airport Lounges
12 times for every calendar year
Miles Conversion (overseas spend)
HK$3 = 1 mile
MoneySmart Exclusive:

⚡【7-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,200 Cash Voucher! Rewards Worth Up to HK$4,600 +Trip.com Promo Codes! 🎉】
From 25 August to 31 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 staub Braiser 28cm/3.7L (Value: HK$3,999, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 31 Aug 2026
Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

⚡【7-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,200 Cash Voucher! Rewards Worth Up to HK$4,600 +Trip.com Promo Codes! 🎉】
From 25 August to 31 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 staub Braiser 28cm/3.7L (Value: HK$3,999, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 31 Aug 2026

Online Brokerages

Tiger Brokers  logo
One-Year 0 Commission for A Shares Market
Min. Commission Fee US Stocks
US$0.99/order
Commission Fee HK Stocks
HK$0
Account Opening Min. Funding
HK$10,000
Syfe  logo
Minimum investment amount
HK$0
Annual Management Fee
0-0.65%
Syfe Income Max 2025 return
15.8%p.a.

Personal Loans

DBS logo

Monthly Payment

HK$12,980

Monthly Payment
MoneySmart Exclusive
Up to 43,000 SmartPoints Reward !
APR as low as*
4.04%
Total Amount Payable
HK$311,520
Total Interest Payable
HK$11,520
Monthly Payment
HK$12,980
MoneySmart Exclusive:

August Exclusive Offer 🎊 Get up to a total of HK$20,600 rewards
New customers successfully apply via MoneySmart and drawdown DBS Personal Instalment Loan can get up to HK$16,300 rewards + MoneySmart exclusive reward up to extra 43,000 SmartPoints
⠀⠀
MoneySmart exclusive reward - up to extra 43,000 SmartPoints!
43,000 SmartPoints can fully redeem HK$4,300 cash vouchers or GoPro HERO13 Black Action Camera (Value: HK$3,200) or Apple Watch Series 11 (GPS) - 46mm (Value: HK$3,399). The Rewards Store has more options to choose from!

Valid until 31 Aug 2026
DBS logo

Monthly Payment

HK$13,070

Monthly Payment
MoneySmart Exclusive
Cash reward regardless of approval!
APR as low as*
6.38%
Total Amount Payable
HK$313,680
Total Interest Payable
HK$13,680
Monthly Payment
HK$13,070
MoneySmart Exclusive:

【August Limited-Time Offer】Enjoy Total Rewards of Up to HK$37,300 Including Bank Rewards! 🤩
From 17 August to 31 August 2026, apply for the DBS Debt Consolidation Loan via MoneySmart and enjoy:⠀⠀
⚡ HK$500 Cash – Regardless of Approval! (credited via FPS)
📈 Reward Boost! Upon successful loan drawdown, receive up to 130,000 SmartPoints, redeemable for HK$13,000 worth of vouchers for free!
✨ DBS Coupon: Earn up to HK$23,800 in rewards⠀⠀
⠀⠀
💰 Consolidate Your Debts and Reduce Interest Expenses – Manage your finances more efficiently and with greater ease!

Valid until 31 Aug 2026
WeLend logo

Monthly Payment

HK$12,860

Monthly Payment
MoneySmart Exclusive
24/7 Approval and Drawdown
The lowest APR
1%
Total Amount Payable
HK$308,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$12,860
MoneySmart Exclusive:

Save Up to 90% on Interest and Boost Your Credit Score ✨ Plus, Earn Rewards Worth Up to HK$41,460
💰 MoneySmart Exclusive: Get HK$800 Cash—Whether Your Application Is Approved or Not!
🤩 Get three tailored repayment plans in one go. Whether you want to save more on interest, repay your debt faster or lower your monthly instalments, you decide how to clear your credit card balances.
🤖 The WeLend AI Credit Card Debt Calculator also helps you plan ahead with a step-by-step repayment strategy, so you can clear your debts more effectively and gradually improve your credit score.

Valid until 31 Aug 2026

SmartRewards program: more than an Apple Gift Card

MoneySmart's latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!

Learn more about the SmartRewards Program here!

Dah Sing Insurance logo

Annual Premium

HK$510

25% OffAnnual Premium HK$680
Special Promotion
Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$600,000
Max. Liability To Third Party Cover
HK$6,000,000
Annual Premium
Annual Premium HK$68025% Off
HK$510

Frequently asked questions: Apple Gift Card

What is an Apple Gift Card?

An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.

Does the Apple Gift Card expire?

No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.

Can the Apple Gift Card be used to purchase discounted products?

Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.

Can Apple Store gift cards be used to buy iPhones?

Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.

How many Apple Gift Cards can be used at once?

Up to 8 Apple Gift Cards can be used at one time.

Are Apple Store gift cards globally applicable?

Yes, Apple Store gift cards can be used in most regions and countries.

Related article

Curious about the latest buzz surrounding the release date, features, price, and telecom offers of the upcoming iPhone 15? Look no further than this informative blog post on MoneySmart. Discover what rumors are circulating about Apple's highly anticipated new release and stay ahead of the game. Don't miss out on the exciting details - check out the blog now

 

Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!

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