Credit Cards
5 Reasons How the Fed Interest Rate Affects Your Life
The US Federal Reserve raised the interest rate by another 0.25% last week, setting the target interest rate at the range of 4.75%-5%. The rate hikes have been going for...
29 March 2023
Investment
6 Things to Know about the Recent Banks Collapse of Silvergate, Capital, Silicon Valley Bank (SVB), and Signature Bank
Alright, no joking this month. Three US banks have collapsed within a week: On March 8, 2023, a US crypto-oriented bank Silvergate Capital failed. Just two days later, Silicon Valley...
17 March 2023
Blockchain
What’s Coming Next for Hong Kong Crypto Regulations 2023?
“Oh, please, please make cryptocurrency legal in Hong Kong….” No, you’re not dreaming. It’s happening! In a recent move, the Hong Kong Securities and Futures Commission (SFC) surprised the community...
3 March 2023
Insurance
Travel During the COVID-19 Pandemic: Why Is Travel Insurance?
With the loosening travel restrictions under the “0+3 measure” and many countries’ borders opening up, I bet most of you have already planned a “Revenge Trip” with your friends or...
28 February 2023
Career
Start-up & SME: Open a Business Bank Account in Hong Kong
Beginning your start-up journey in Hong Kong? After registering your business, opening a business bank account is the next step. But we know it’s not always easy to open a...
17 February 2023
Travel
Latest Travel Restrictions for Hong Kong Travellers (Feb 2023)
Great news! The Hong Kong border is open, and I know you’re ready to travel (or revenge?) again! Before packing your bags and getting up in the air, remember to...
14 February 2023
Investment
FOMC: What Is It and What Does It Do? How Does It Affect The World Economy?
Whenever there’s a FOMC meeting, every investor will monitor the screen closely and check the FOMC’s monetary decision. Why is that so? And what makes FOMC meetings so powerful that...
10 February 2023
Travel
Travelling to Macau from Hong Kong: Transportations and Latest Travel Measures
Arrivals to Macau from Hong Kong no longer need to take any RAT / PCR tests before and undergo quarantine after landing. If you plan to visit there shortly, here...
6 February 2023
Investment
US Interest Rate Hike: How Does It Affect The Global Economy?
The interest rates in the United States have always been a focal point of global economic attention. Its fluctuations and volatility have had a significant impact on the global economy....
25 January 2023
Investment
Endowus Review: Access Institutional-Grade Funds With 100% Commission Rebate And Low Minimum Investment
Fund investment, as compared with investment vehicles such as stocks or exchange-traded funds (ETFs), may be considered more expensive. There are many types of fund fees charged by traditional banks...
12 January 2023
Investment
How to Open an Offshore Banking Account Or Offshore Brokerage Account in Hong Kong
Offshore banking and brokerage accounts are popular these days, and many people mistakenly believe that they are only available to those with over HK$1 million in assets. However, that’s not...
5 January 2023
Travel Insurance
Hong Kong Travel Insurance Comparison: A Complete Overview
Are you looking for the top travel insurance products in Hong Kong? With plenty of options out there, it could be a headache when choosing the right one. No matter...
3 January 2023
Loans
Debt Consolidation: What is a Debt Consolidation Loan? Popular Loan Products Comparison
A debt consolidation loan is a financial product designed to provide relief for individuals burdened with a large amount of debt. While it is sometimes associated with debt-restructuring plans or...
3 January 2023
Career
MPF Scheme Fees and Charges Comparison: Management Fees and Fund Expense Ratio(FER)
Considering that MPF is likely the lengthiest financial commitment that most Hong Kongers will make, it’s definitely worth finding out more about the complexities of MPF. That’s why we have...
2 January 2023
Digital Wallets
Hong Kong FPS Tutorial: How To Register, Set Limits, Supporting Banks And Digital Wallets
The introduction of the Faster Payment System (FPS) by the Hong Kong Monetary Authority has revolutionized interbank transfers; they are now faster, easier, and free of charge. Not only can...
2 January 2023
Living
Everything You Need To Know About Car Financing: Car Loans / Personal Loans / Balloon Payment
When it comes to car financing, you have a couple of options up your sleeve. You can either go for a car loan offered by the bank, or you can...
1 January 2023
Dining
Omakase Restaurants in Hong Kong That You Might Find Hard to Reserve
Omakase, a style of fine dining originated in Japan, is now prevailing not just in its country of origin but all around the world. Omakase restaurants like Yuzu Omakase and...
29 December 2022
Blockchain
The Ultimate On-Chain Data Analysis Beginners Guide: How to Trade with On-Chain Signals
Previously, we’ve covered the On-Chain Data Basics; I hope you’ve grasped the fundamental ideas of the crypto market’s demand, supply, and volatility. And this time, we’re going to share more...
22 December 2022
Blockchain
The Ultimate On-Chain Data Analysis Beginners Guide: Understanding Basics Crypto Metrics
If you want to learn about on-chain analysis but don’t know where to start, look no further! MoneySmart has prepared “The Ultimate On-Chain Data Analysis Guide” just for you. Let’s...
16 December 2022
Budgeting
Looking for Christmas Trees? Here Are Some Popular Shops in Hong Kong
“Oh, Christmas tree, Christmas tree. How lovely are thy branches!” December comes, Christmas cannot be far behind. If you want to have a real Christmas tree at your home this...
29 November 2022
Blockchain
How The 32-billion-worth Crypto Exchange FTX Collapse In 5 Days: The Full Story (and Things That You Don’t Know)
Could you imagine a 32-billion-worth company going bankrupt within a week? I guess no one could really see this coming, but it happened earlier this month, with the world’s second-largest...
18 November 2022
Investment
Investing in Sustainability? Here Is What You Should Know About The Next 20-Year Trend
Have you heard of sustainable investing? What about ESG investing? I bet you have! They are the trending words in recent years in investing since more investors like you and...
30 October 2022
Blockchain
How To Do Cryptocurrency Fundamental Analysis With Social Media and On-Chain Data
Are you interested in cryptocurrency fundamental analysis? A quick note to you this is Part 2 of “Cryptocurrency Fundamental Analysis”. Remember to check the first part and come back here...
21 October 2022
Blockchain
How To Do Cryptocurrency Fundamental Analysis Of Whitepaper And Market Cap?
Are you interested in investing in cryptocurrency but don’t know where to start? Too much volatility? Too complex to understand? And don’t have a model to value a crypto token?
14 October 2022
health
Voluntary Health Insurance Scheme (VHIS) Flexi Plan
The outbreak of COVID-19 has posed extraordinary challenges in every part of the world. If the pandemic has taught us anything, it is that none of us truly knows when...
15 April 2021