A debt consolidation loan is a financial product designed to provide relief for individuals burdened with a large amount of debt. While it is sometimes associated with debt-restructuring plans or...

Considering that MPF is likely the lengthiest financial commitment that most Hong Kongers will make, it’s definitely worth finding out more about the complexities of MPF. That’s why we have...

The introduction of the Faster Payment System (FPS) by the Hong Kong Monetary Authority has revolutionized interbank transfers; they are now faster, easier, and free of charge. Not only can...

When it comes to car financing, you have a couple of options up your sleeve. You can either go for a car loan offered by the bank, or you can...

Omakase, a style of fine dining originated in Japan, is now prevailing not just in its country of origin but all around the world. Omakase restaurants like Yuzu Omakase and...

Previously, we’ve covered the On-Chain Data Basics; I hope you’ve grasped the fundamental ideas of the crypto market’s demand, supply, and volatility. And this time, we’re going to share more...

If you want to learn about on-chain analysis but don’t know where to start, look no further! MoneySmart has prepared “The Ultimate On-Chain Data Analysis Guide” just for you. Let’s...

“Oh, Christmas tree, Christmas tree. How lovely are thy branches!” December comes, Christmas cannot be far behind. If you want to have a real Christmas tree at your home this...

Could you imagine a 32-billion-worth company going bankrupt within a week? I guess no one could really see this coming, but it happened earlier this month, with the world’s second-largest...

Have you heard of sustainable investing? What about ESG investing? I bet you have! They are the trending words in recent years in investing since more investors like you and...

Are you interested in cryptocurrency fundamental analysis? A quick note to you this is Part 2 of “Cryptocurrency Fundamental Analysis”. Remember to check the first part and come back here...

Are you interested in investing in cryptocurrency but don’t know where to start? Too much volatility? Too complex to understand? And don’t have a model to value a crypto token?

The outbreak of COVID-19 has posed extraordinary challenges in every part of the world. If the pandemic has taught us anything, it is that none of us truly knows when...

Hong Kong’s medical system is facing ever-increasing pressure. In order to provide protection both for elderly people and for children, the Voluntary Health Insurance Scheme (VHIS) recently launched by the...

The government launched three types of tax-deductible products, including the “Voluntary Health Insurance Scheme” (VHIS), “Tax Deductible MPF Voluntary Contributions” (TVC) and “Qualified Deferred Annuity Plans” (QDAP). These three products...

While the Voluntary Health Insurance Scheme (VHIS) has been available since April this year, there are still some consumers considering whether to buy VHIS or to switch from an existing...

Tax payments are an inevitable part of our lives. However, there are various tax-deductible insurance or wealth management products in the market, including Voluntary Health Insurance Scheme (VHIS), Tax Deductible...

There are more than 20 different standard plans for Voluntary Health Insurance Schemes (VHIS) being offered in the market. How can you choose the best plan? Besides “saving the most”...

In the event of a major illness, medical expenses in Hong Kong can be very costly. If you do not have sufficient medical protection, your savings may be depleted on...

When it comes to an “annuity”, you probably think it is irrelevant to you  especially for young adults. However, financial planning is actually a life-long activity for people of all...

You Only Live Once! When it comes to finances, Hong Kong people are taking the “ YOLO ” approach, to the detriment of their long-term financial health. Asked about what...

If you are not sure about how much money you will need and when you need it in the foreseeable future, revolving loans could be a great option for you....

In the simplest terms, personal loans offered by banks or financial lenders are unsecured loans – borrowers are not required to put up any personal assets as collateral for the...

Banks and financial lenders are constantly in a heated competition to promote their personal loans – they use bold statements such as “low monthly flat rate,” “low annual percentage rate...

There are a wide range of loan options that vary for different individual needs. Let’s figure which one is the best for you!