Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you're at it? ?? Check out this list of the best "supermarket credit cards" that'll give you some extra cash back! Cha-ching! ??
Table of contents: Supermarket credit cards
?MoneySmart Credit Card Comparison? | |||
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
5% cashback on designated shops | |
8% cashback on online shopping | |
8% COMPASS DOLLAR rebate every Wednesday | |
HK$2.78/mile or 3.6% rebates | |
3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven | |
3% cashback for supermarket (eg. Wellcome, PARKnSHOP, TASTE, M&S, etc.) |
Standard Chartered Smart Card: 5% cashback on designated shops
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That's one of the top players among supermarket credit cards!
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
【🌟June Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Sim World Master Card: 8% rebate on online shopping
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
⚡8-Day Flash【🔥Earn HK$1,000 Cash/ Up to HK$2,600 Rewards】
From 23 June until 30 June 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as the sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 5)🎁 :
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
・[🔥Limited-time Upgrade] HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
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💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
Starting now until December 31, 2026, if you choose the "Rewards of Your Choice" in the "Home" section, you'll get 6 times the "reward money" when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the "Red Hot Rewards of Your Choice" category, you'll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
【Earn Trip.com promo codes & Up to HK$398 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 30 Jun 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 Jul 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color)
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color)
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $1,000 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
Mox Credit: 3% uncapped cashback for supermarket purchase
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
- Unlimited CashBack at major supermarkets
- 3%
- Unlimited CashBack in all categories
- 2%
- Welcome offer
- Up to HKD4,890 rewards
🌟Limited-Time Offer【Spend HK$4,000 to Redeem Rewards Worth Up to HK$3,890 + HK$200 Cashback Upon Card Approval!】
New customers who successfully open a Mox account and apply for a Mox Credit Card via MoneySmart invitation code “2000MOXMS” can first enjoy:
1️⃣ 🏖️Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (fulfilled by MoneySmart), plus [⚡️limited-time until 6.16!] HKD200 cash rebate upon card approval (fulfilled by Mox);
2️⃣ Spend HK$4,000 within 60 days of card approval and choose ONE of the following rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・[🔥NEW!] Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・[🔥NEW!] Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
(Fulfilled by Mox; rewards are limited and available on a first-come, first-served basis while stock lasts)
3️⃣ Deposit HKD100,000 or above into your current account within 7 days of account opening and maintain the balance for 60 days or more to enjoy 💰 an additional HKD1,000 cash rebate!
*Subject to “2000MOXMS” Invitation Code Promotion Terms and Conditions.
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