Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you’re at it? 🛒💳 Check out this list of the best “supermarket credit cards” that’ll give you some extra cash back! Cha-ching! 💸💥
Table of contents: Supermarket credit cards
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
| Standard Chartered Smart Card | 5% cashback on designated shops |
| Sim World Mastercard | 8% cashback on online shopping |
| DBS Compass Visa | 8% COMPASS DOLLAR rebate every Wednesday |
| HSBC Visa Signature Card | HK$2.78/mile or 3.6% rebates |
| Hang Seng enJoy Card | 3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven |
| Mox Credit | Mox Credit is now offering a special 3% cashback for supermarket purchase, including Wellcome, PARKnSHOP, TASTE, M&S and more. |
Standard Chartered Smart Card: 5% cashback on designated shops
.jpg)
- Cash back on spending at Klook
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 May 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That’s one of the top players among supermarket credit cards!
Sim World Master Card: 8% rebate on online shopping
- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Spend HK$100, Get HK$500 Cash – Grab 5X Cash Rebate🤑】
From now until 31 May 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$100 within 30 days after card issuance, can earn HK$500 exclusive cash (automatically converted by 5,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$4,599. Enjoy the total rewards of up to HK$5,099!
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 May 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
Starting now until December 31, 2025, if you choose the “Rewards of Your Choice” in the “Home” section, you’ll get 6 times the “reward money” when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the “Rewards of Your Choice” category, you’ll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
Mox Credit: 3% uncapped cashback for supermarket purchase
- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- Up to 15,000 miles + HKD700 rewards
May Limited Offer: Extra HKD200 vouchers💵 !
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to Mox Card Rewards Welcome Offer Promotion Terms and Conditions.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
Related articles
Want to stay ahead of the crowd? Visit the MoneySmart blog for more financial tips!
MoneySmart—Your One-Stop Financial Products Platform
Homepage: www.moneysmart.hk/en/