Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you’re at it? 🛒💳 Check out this list of the best “supermarket credit cards” that’ll give you some extra cash back! Cha-ching! 💸💥
Table of contents: Supermarket credit cards
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
| Standard Chartered Smart Card | 5% cashback on designated shops |
| Sim World Mastercard | 8% cashback on online shopping |
| DBS Compass Visa | 8% COMPASS DOLLAR rebate every Wednesday |
| HSBC Visa Signature Card | HK$2.78/mile or 3.6% rebates |
| Hang Seng enJoy Card | 3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven |
| Mox Credit | Mox Credit is now offering a special 3% cashback for supermarket purchase, including Wellcome, PARKnSHOP, TASTE, M&S and more. |
Standard Chartered Smart Card: 5% cashback on designated shops
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- Cash back on spending at Klook
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【MoneySmart Exclusive: Rewards up to HK$2,798💰】
From now until 31 January 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998) or OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780) or Rollink Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299) or HK$700 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,426) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That’s one of the top players among supermarket credit cards!
Sim World Master Card: 8% rebate on online shopping
- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【✈️2025 Adventure Awaits: Fly Free to Taipei or Bangkok!】Earn up to 5% Cashback on Travel Spending🌟
From now until 31 January 2025, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn ✈️ a Round-trip Air Ticket from Hong Kong to Bangkok/ Taipei, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher!
Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate.
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🎁 New Year Luck Takes Off: 【Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
From now until 28 Jan, customers who successfully applied for a designated credit card via MoneySmart, get approved and answer the required question to enjoy an additional HK$88 cash! The most creative answers can win the Round-trip Air Ticket from Hong Kong to Tokyo/ Bangkok for two person on Hong Kong Airlines and more gifts! Click here for promotion details.
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【🎉 Lunar New Year Surprise with Triple Rewards!】During the Promotion Period from 10 January to 28 February 2025, register and use sim Credit Card to spend HK$300 in a single non-online transaction three times to earn a cash rebate; accumulate non-online purchases to get up to HK$888 cash rebate + movie combo, and be one of the top 3 spenders to win up to HK$8,888!
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 January 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By January 31, 2025, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!
Starting now until December 31, 2025, if you choose the “Rewards of Your Choice” in the “Home” section, you’ll get 6 times the “reward money” when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the “Rewards of Your Choice” category, you’ll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
Mox Credit: 3% uncapped cashback for supermarket purchase
- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- 61,250 miles + HKD200 voucher+HKD726 Deliveroo Plus Silver membership + Cash Voucher
January New-Year Offer : Get an extra HKD 200 voucher just for you💵
⭐️ Reward you with 33,250 miles🛩 New customers can enjoy up to 25,000 miles (redeemable for a round-trip ticket to Japan 🇯🇵) During the promotional period, spend a specified amount for each transaction to receive an additional 8,250 miles 🛩 Earn extra up to 61,250 miles with placing a time-deposit of 12-month!
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Additionally, MoneySmart will reward you an exclusive HKD200 Apple Store gift card / ParknShop cash voucher / Trip.com electronic voucher+Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) by successfully opening an account with the promo code '4100MSTFS' and spending a minimum of HKD 15,000. Total value over HKD8,582💰
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
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🎁 New Year Luck Takes Off: 【Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
From now until 28 Jan, customers who successfully applied for Mox credit card via MoneySmart, get approved and answer the required question to enjoy an additional HK$88 cash! The most creative answers can win the Round-trip Air Ticket from Hong Kong to Tokyo/ Bangkok for two person on Hong Kong Airlines and more gifts! Click here for promotion details.
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
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