Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you're at it? ?? Check out this list of the best "supermarket credit cards" that'll give you some extra cash back! Cha-ching! ??
Table of contents: Supermarket credit cards
?MoneySmart Credit Card Comparison? | |||
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
5% cashback on designated shops | |
8% cashback on online shopping | |
8% COMPASS DOLLAR rebate every Wednesday | |
HK$2.78/mile or 3.6% rebates | |
3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven | |
3% cashback for supermarket (eg. Wellcome, PARKnSHOP, TASTE, M&S, etc.) |
Standard Chartered Smart Card: 5% cashback on designated shops
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That's one of the top players among supermarket credit cards!
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
【🌟September Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 30 September 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・Acer Acerpure Chef Chef 2 in 1 Filp Air Fryer (KF754-7AB) (Value: HK$1,298, random color)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Sim World Master Card: 8% rebate on online shopping
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver (Perpetual annual fee waiver for Full-time University/Tertiary Students)
- First Year Free
- Local Resident
- HK$150,000
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
Starting now until December 31, 2026, if you choose the "Rewards of Your Choice" in the "Home" section, you'll get 6 times the "reward money" when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the "Red Hot Rewards of Your Choice" category, you'll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $1,000 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $1,000 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Mox Credit: 3% uncapped cashback for supermarket purchase
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
- Unlimited CashBack at major supermarkets
- 3%
- Unlimited CashBack in all categories
- 2%
- Welcome offer
- Up to HK$14,088 Rewards
【🚨Apple Fans Alert: HK$200 Cash on Approval + Enjoy Up to HK$4,088 rewards + Chance to Win HK$10,000 Apple Store Gift Card!】
From now to 15 September 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy:
1️⃣ [⚡️MoneySmart Exclusive Bonus!] An extra HK$200 Cash (deposited directly into your FPS account) + Trip.com 8% Hotel Discount Code + HK$100 Flight Discount Code / HK$100 Buy&Ship Cash Voucher, fulfilled by MoneySmart;
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2️⃣ Spend the designated amount within 30 days of card approval to unlock your reward!
💰 "MOXFLASHMS2" - Spend HK$2,000 within 30 days of approval: HK$1,000 Cash Rebate
🍎 "MOXFLASHMS3" - Spend HK$2,000 within 30 days of approval: HK$1,000 Apple Store Gift Card / 2x Hong Kong Plaza "Premium First with Infinity" Lounge 3-hr Access Pass (Value: HK$2,300) / Beyerdynamic Amiron 300 True Wireless ANC Earphones (Value: HK$2,299)
📱 "MOXPHONEMS" - Spend HK$9,000 within 30 days of approval: HK$1,800 Apple Store Gift Card / PHILIPS RO Water Dispenser ADD6910DG/90 (Grey) (Value: HK$3,388) / LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300); 🔥PLUS, a chance to win additional HK$10,000 Apple Store Gift Card!
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3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days to enjoy an additional HK$500 Cash Rebate
*Subject to the Terms and Conditions of the "MOXFLASHMS2" / "MOXFLASHMS3" / "MOXPHONEMS" invitation code promotion.^1 quota, redemption code will be distributed by Mox randomly.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
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