Best Supermarket Credit Cards in Hong Kong

超市格價

Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you’re at it? 🛒💳 Check out this list of the best “supermarket credit cards” that’ll give you some extra cash back! Cha-ching! 💸💥

Table of contents: Supermarket credit cards

😎MoneySmart Credit Card Comparison💳
Best Miles Credit Card Best Airport Lounge Credit Card Best Dining Credit Card Best Online Shopping Credit Card
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Supermarket credit cards overview

What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.

Here is a list of the popular supermarket credit cards:

Supermarket Shopping Credit Card Overview
Standard Chartered Smart Card HK$1 cashback for every HK$20 spent (5% cashback) on designated shops
Citi Rewards Card HK$3/mile or Enjoy 5X Points for all wallet transactions
DBS Compass Visa InstaRedeem 10% off on local supermarkets (ParknShop, Watsons) Taobao and Tmall every Wednesday

Air Miles (Local) = HK$10 / Mile

HSBC Visa Signature Card HK$2.78/mile or 3.6% rebates
Hang Seng enJoy Card 200 points = HK$1

Wellcome and Market Place by Jasons offer a 8% discount on credit card payments (for purchases over HK$100) on the 3rd, 13th, and 23rd of each month.

Mox Credit Mox Credit is now offering a special 3% cashback for supermarket purchase, including Wellcome, PARKnSHOP, TASTE, M&S and more.

Standard Chartered Smart Card: 5% cashback on designated shops

Standard Chartered logo
MoneySmart Exclusive
5% rebate|Waive foreign exchange fee
Cash back on spending at designated stores of HKTVmall
5%
Cash back on local spend
5%
MoneySmart Exclusive Offer
HK$2,798
MoneySmart Exclusive:

【MoneySmart Exclusive: Rewards up to HK$2,798💰】
From now until 2 January 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998) or OSIM  uCozy V  V Neck & Shoulder Massager (Value: HK$1,780) or Rollink Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299) or HK$700 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,426) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.

Valid until 02 Jan 2025

Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.

The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.

That’s one of the top players among supermarket credit cards!

Citi Rewards Credit Card: 5X points all year round

Citibank logo
MoneySmart Exclusive
3% Points on Shopping and Entertainment
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3%
Rebate for all local Mobile Payments
1%
MoneySmart Exclusive:

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 9 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 09 Dec 2024
Apply NowApply directly on MoneySmart

Note that the card requires an annual income of HK$360,000 or assets worth HK$400,000 to apply, but the cash rewards are still tempting.

DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates

DBS logo
MoneySmart Exclusive
Up to 10% rebate on local supermarkets
Min. Annual Salary
HK$100,000
Cash back on designated local spend
1%
Miles Conversion (local spend)
HK$10 = 1 Mile
MoneySmart Exclusive:

From now until 31 December 2024, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Dec 2024

Good news to all PARKnSHOP and Watsons fans! With your DBS Compass Visa, you could enjoy 10% off with single purchases $100 or above in PARKnSHOP, Watsons on every Wednesday.

HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash

HSBC logo
MoneySmart Exclusive
Min. Annual Salary
HK$240,000
RewardCash Rebate
Up to 3.6%
Miles Conversion (local spend)
HK$2.78 = 1 Mile
MoneySmart Exclusive:

【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By December 31, 2024, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
⠀⠀
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

Valid until 31 Dec 2024

Starting now until December 31, 2023, if you choose the “Rewards of Your Choice” in the “Home” section, you’ll get 6 times the “reward money” when you buy from specific stores like Watsons and Mannings.

If you have a Visa Signature card and choose the “Rewards of Your Choice” category, you’ll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback.

Additionally, if you shop online or use foreign currency, you’ll get an extra 5 times the “reward money” throughout the year. But, please note that this card has a higher requirement for application. You must have an annual income of HK$360,000 or show proof of assets worth HK$400,000.

Mox Credit: 3% uncapped cashback for supermarket purchase

Mox logo
MoneySmart Exclusive
Limited Offer|Best-in-town Asia Miles rewards
Miles Conversion
HKD4 = 1 mile
Foreign transaction fee waived
1.95%
MoneySmart exclusive welcome offer
25,000 miles + HKD200 voucher
MoneySmart Exclusive:

December Limited Offer: Get an extra HKD 200 voucher just for you!
⭐️ Reward you with 25,000 miles🛩 New customers can enjoy up to 25,000 miles (redeemable for a round-trip ticket to Japan 🇯🇵) and 🔥HKD200 Apple Store Gift Card / PARKnSHOP supermarket voucher / Trip.com e-Voucher by successfully opening an account with the promo code '4100MST' and spending a minimum of HKD 15,000. Total value over HKD3,325💰
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📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

Valid until 11 Dec 2024

Mox Credit now provides an exclusive 3% uncapped cashback on all supermarket transactions. Take advantage of this offer and enjoy cashback benefits at various partner merchants.

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