Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you're at it? ?? Check out this list of the best "supermarket credit cards" that'll give you some extra cash back! Cha-ching! ??
Table of contents: Supermarket credit cards
?MoneySmart Credit Card Comparison? | |||
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
5% cashback on designated shops | |
8% cashback on online shopping | |
8% COMPASS DOLLAR rebate every Wednesday | |
HK$2.78/mile or 3.6% rebates | |
3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven | |
3% cashback for supermarket (eg. Wellcome, PARKnSHOP, TASTE, M&S, etc.) |
Standard Chartered Smart Card: 5% cashback on designated shops
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That's one of the top players among supermarket credit cards!
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
【🌟August Exclusive: Apply to Earn HK$1,500 Cash Vouchers】
From now until 26 August 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Newly launched!] staub Braiser 28cm/3.7L (Value: HK$3,999, random color)
・Medicube Age-R Ultra Tune 40.68 Facial Beauty Device (Value: HK$3,600, random color)
・Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61) (Value: HK$3,498, random color)
・AirPods Pro 3 (Value: HK$1,849, random color)
・HK$1,500 Apple Store Gift Card / ParknShop e-Vouchers / Trip.come-Vouchers
+ Trip.com up to 8% Hotel Bookings Promo Code + Trip.com up to HK$200 Flights Promo Code (upon claim submission, terms & conditions applied)
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Sim World Master Card: 8% rebate on online shopping
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 August 2026, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers or products (over 20+ brands, including PARKnSHOP, HKTVmall, Apple, Samsung and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
Starting now until December 31, 2026, if you choose the "Rewards of Your Choice" in the "Home" section, you'll get 6 times the "reward money" when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the "Red Hot Rewards of Your Choice" category, you'll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
【Earn Trip.com promo codes & Up to HK$650 rewards at ZERO Cost + Welcome Offer Up to $1,000 RewardCash】
🌟From now until 31 August 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 August 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
・Branden Safe Plus Wallet Bag (Value: HK$305, random color)
・Kodak Charmera Keychain Digital Camera Blind Box (Millennium Edition) (Value: HK$268, random color)
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Successfully apply for the card and complete designated tasks🌟 Enjoy bank welcome offer up to $1,000 RewardCash
Mox Credit: 3% uncapped cashback for supermarket purchase
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
- Unlimited CashBack at major supermarkets
- 3%
- Unlimited CashBack in all categories
- 2%
- Welcome offer
- Up to HKD4,390 rewards
🔥 5-Day Only Best Offer in Town! Earn Extra HK$200 Cash【Spending requirement lowered to HKD2,000, Enjoy up to HKD3,890 rewards plus free shipping!】
New customers who successfully open an account and apply for a Mox credit card using the MoneySmart referral code "MOXFLASHMS1" can enjoy:
1️⃣ [MS ONLY!] HK$200 Cash Directly via FPS + Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code or HK$100 Buy&Ship New Member Exclusive Consolidated Shipping Cash Voucher (Fulfilled by MoneySmart);
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2️⃣ 〖🔥50% Rebate - Limited Time Offer〗Spend HKD2,000 or more within 30 days of card approval to get enjoy one of the following🎁 rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
Customers who redeem the designated gifts via The Club using “MOXFLASHMS1” will receive the applicable gift(s) as specified, while customers who use “MOXFLASHMS2” will receive HK$1,000 Cash Rebate (fulfilled by Mox). All rewards are subject to the relevant eligibility requirements and applicableterms and conditions.
(Fulfilled by Mox)
🚀 "Fastest-in-Town" Welcome Gift Redemption: Once fulfilled the spending requirement, you will receive a gift redemption email immediately --> Redeem your gift with same-day free delivery!
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3️⃣ Deposit HKD50,000 or above into your current account within 30 days of account opening, maintain the balance for 60 days or more and have your Mox credit card approved to enjoy 💰 an additional HKD500 cash rebate!
*Subject to "MOXFLASHMS1" Invitation Code Promotion Terms and Conditions.
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