Hey there! We all know grocery shopping is a part of our lives, right? Well, why not make the most out of your supermarket expenses and rack up those credit card cash rewards while you're at it? ?? Check out this list of the best "supermarket credit cards" that'll give you some extra cash back! Cha-ching! ??
Table of contents: Supermarket credit cards
?MoneySmart Credit Card Comparison? | |||
- Supermarket credit cards overview
- Standard Chartered Smart Card: 5% cashback on designated shops
- Citi Rewards Credit Card: 5X points all year round
- DBS Compass Visa: 8% discounts at PARKnSHOP on selected dates
- HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
- Mox Credit: 3% uncapped cashback for supermarket purchase
- Related articles
Supermarket credit cards overview
What is a supermarket credit card? Supermarket means those credit cards have a earning cashback or miles when it comes to supermarket purchase.
Here is a list of the popular supermarket credit cards:
5% cashback on designated shops | |
8% cashback on online shopping | |
8% COMPASS DOLLAR rebate every Wednesday | |
HK$2.78/mile or 3.6% rebates | |
3X yuu points on designated merchants including Wellcome, Market Place, Mannings, and 7-Eleven | |
3% cashback for supermarket (eg. Wellcome, PARKnSHOP, TASTE, M&S, etc.) |
Standard Chartered Smart Card: 5% cashback on designated shops
Standard Chartered Smart Card offers a 5% cashback for every HK$20 spent at designated merchants, including PARKnSHOP, TASTE, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, VanGO, and PARKnSHOP Frozen Foods, 759 Store, Watsons, and Circle K.
The card offers a permanent waiver of annual fees, as well as no foreign transaction fees, no cross-border HKD transaction fees, and no cash advance service fees. Cardholders can also enjoy a three-month interest-free installment for any retail spending above HK$500.
That's one of the top players among supermarket credit cards!
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
Sim World Master Card: 8% rebate on online shopping
One of the easiest credit cards to apply, Sim World Master Card also offers a handsome 8% rebate on all online transaction, which of course includes online supermarkets such as PARKnSHOP, Wellcome, MarketPlace, HKTVMall, etc. As long as a single transaction reaches HK$500, you can receive an 8% rebate. And if you accumulate HK$2,500 in transactions each month, you can earn the maximum rebate limit.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Perpetual annual fee waiver for Full-time University/Tertiary Students
- First Year Free
- Local Resident
- HK$150,000
⚡ November Exclusive Deal【🔥Earn HK$900 Cash/ Up to HK$2,600 Rewards】
From now until 30 November 2026, customers who successfully apply for sim World Mastercard®️ via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy one of the following gifts (choose 1 out of 7) 🎁 :
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$2,600)
・POLAROID Now Generation 3 i-Type Instant Camera (Value: HK$1,199, random color)
・Apple AirPods 5 (Value: HK$1,099)
・Apple HomePod mini 2 (Value: HK$1,099, random color)
・HK$1,000 Apple Store Gift Card / ParknShop e-Vouchers
・HK$900 Cash via FPS (automatically converted by 9,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
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💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
DBS Compass Visa: 8% COMPASS Dollar rebate every Wednesday
The DBS Compass Visa is a very versatile credit card for grocery shopping! Every Wednesday, you can enjoy an 8% COMPASS Dollar rebate for a single purchase of HK$300 or more at supermarkets across Hong Kong (both physical stores and online)! The monthly rebate limit for transactions is HK$2,000.
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
HSBC Visa Signature Card: Supermarket shopping gets extra 5X RewardCash
Starting now until December 31, 2026, if you choose the "Rewards of Your Choice" in the "Home" section, you'll get 6 times the "reward money" when you buy from specific stores like Watsons and Mannings.
If you have a Visa Signature card and choose the "Red Hot Rewards of Your Choice" category, you'll get an extra 3 times the reward money, which makes a total of 9 times the reward money. This is equivalent to getting a 3.6% cashback. During the whole promotion period this year, the maximum spending amount eligible for the extra RewardCash rebate is HK$100,000.
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
Mox Credit: 3% uncapped cashback for supermarket purchase
The Mox Credit card offers a 3% rebate on all supermarket purchases, and a 1% rebate on other local spending. In addition, cardholders enjoy a permanent waiver of the annual fee and can earn unlimited cash back regardless of the spending amount. If you maintain a balance of HK$250,000 or more in your Mox account, you can increase the unlimited cash back on general spending to 2%!
- Unlimited CashBack at major supermarkets
- 3%
- Unlimited CashBack in all categories
- 2%
- Welcome offer
- Up to HK$21,587 Rewards
🚨 Double 11 Frenzy【Up to HK$3,100 Cash Rewards for a Limited Time + Play to Win a PS5 + GTA 6 at No Extra Cost 🎮】
From 11 November to 30 November 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes “MOXFLASHMS3”, “MOXPHONEMS” or “MOXTAXMS” can enjoy:
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1️⃣ On approval, no spending required (choose one)
・"MOXFLASHMS3" or “MOXPHONEMS”: an extra HK$200 Cash (deposited directly into your FPS account) or HK$200 Apple Store Gift Card; OR
・"MOXTAXMS": an extra HK$500 Cash (deposited directly into your FPS account) or HK$500 Apple Store Gift Card (fulfilled by MoneySmart;)
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2️⃣ Spend or pay tax at the designated amount within 30 days of card approval to unlock a popular reward (choose one):
・🍎 “MOXFLASHMS3” - Spend HK$2,000: HK$1,200 Cash (deposited directly into your FPS account) / HK$1,300 Apple Store Gift Card / TP-Link Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (Value: HK$2,299) / Round-trip air ticket from Hong Kong to Taipei for one person on STARLUX Airlines (excluding fuel surcharges and taxes) ✈️
・📱 “MOXPHONEMS” - Spend HK$9,000: HK$2,000 Cash (deposited directly into your FPS account) / HK$2,100 Apple Store Gift Card / Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490, random color) / SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
・🏦 “MOXTAXMS” - Pay a tax bill of HK$10,000 or above: HK$400 Cash (fulfilled by Mox), PLUS a 100% interest rebate of up to HK$5,000 when you apply for and get approved for a 3-11-month Split Purchase plan on those tax payments and set it up on or before 1 April 2027 (fulfilled by Mox)! Reminder: You must choose “Mox Credit” to pay your tax bill in order to apply for Split Purchase afterward!
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3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days: an additional HK$500 Cash Rebate (fulfilled by Mox)
*Subject to the Terms and Conditions of the “MOXFLASHMS3” / "MOXPHONEMS"/ “MOXTAXMS” invitation code promotion.
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【🎮 Double 11 Rewards on Rewards: Bag the Best Deals & Earn More!】 Play and Win a PS5 + GTA 6 Bundle 🔥!
During the Promotion Period, customers who apply and get a Mox Credit Card approved with any designated MoneySmart invitation code and fulfil the designated spending can participate in the “Bag the Deals” mini game on the campaign page, submit the score in the reward redemption form. The Eligible Participants with the highest scores will have a chance to win a 🔥 SONY PlayStation 5 Digital Edition 825GB (Slim Version) + PS5 Grand Theft Auto VI Game Software (Code in Box) (Standard Version) (Value: HK$4,825). Insta360 Ace Pro 2 Action Camera, Cambridge Audio speakers, GTA VI and cash prizes are up for grabs too!
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