What’s the hottest credit card welcome offer in Hong Kong? Look no further than MoneySmart, where you can earn cash back on the exclusive welcome offers at your fingertips! In this blog post, we’re going to find out about different credit card promotions and features, so you can pick the card that is best for you with ease.
Don’t forget to bookmark this page if you’re interested in learning more about credit card deals because we roll out fresh and fancy welcome offers every month. Now let’s check out what your favorite credit card promotional deals are!
Standard Chartered credit card exclusive welcome offer
Standard Chartered Smart Card: HK$2,799 welcome offer
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- Cash back on spending at designated stores of HKTVmall
- 5%
- Cash back on local spend
- 5%
- MoneySmart Exclusive Offer
- HK$3,524
【MoneySmart Exclusive: Rewards up to HK$3,524💰】
From now until 30 November 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998) or OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780) or Rollink Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】By November 30, 2024, apply for the Standard Chartered Smart Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
Alright, ‘la crème de la crème’ (the cream of the cream) here is the Standard Chartered Smart Card. What makes it stay on the top rank is the HK$2,799 welcome offer it offers!
Successful applicants for the Standard Chartered Smart Card can now receive an HK$1,200 Apple gift card or HK$1,200 supermarket voucher. No sweat if you’re not a fan of gift cards; you can also choose the Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed) worth HK$1,599!
So, combined with Standard Chartered Bank’s welcome rewards, the total rewards can be as high as HK$2,799, even without including the 5% cash back offer on local spending! So, what’s the reason not to have this card in your wallet?
(Check out more information about the Standard Chartered Smart Card Welcome Offer here.)
| MoneySmart Exclusive Standard Chartered Smart Card Welcome Offer | |
| Credit Card | Standard Chartered Smart Card |
| MoneySmart Exclusive Welcome Offer | HK$1,200 Apple gift card or HK$1,200 supermarket voucher
Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed) |
| Promotion Date | Until June 15, 2023 |
Standard Chartered Cathay Mastercard: 60,000 miles welcome offer
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 60,000 miles
【 ✈️ Travel with CX Card & Jollying Pebble Suitcase! 🧳】
From now until 30 November 2024, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580) or POLAROID Go Instant Camera (Value: HK$999) or Jollying Pebble 20" Foldable Suitcase (Value: HK$899) or HK$900 Apple Store Gift Card or HK$900 PARKnSHOP supermarket vouchers or HK$900 HKTVmall e-Vouchers.
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By November 30, 2024, apply for the Standard Chartered Cathy Mastercard through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
Standard Chartered Cathay Mastercard is highly favored by travel enthusiasts, with a redemption rate of HK$2 per mile for card spending. By applying through MoneySmart now, you can receive an HK$350 worth Apple gift card, Kook gift card, or supermarket cash voucher. And new customers also have the chance to earn up to 60,000 miles!
| MoneySmart Exclusive Standard Chartered Cathay Mastercard Welcome Offer | |
| Credit Card | Standard Chartered Cathay Mastercard |
| MoneySmart Exclusive Welcome Offer | HK$350 Apple gift card
HK$350 Klook gift card HK$350 Supermarket cash coupon |
| Promotion Period | Until June 15, 2023 |
Citibank Credit Card exclusive welcome offer: up to HK$2,000 in gift card
MoneySmart has an exclusive welcome offer for applying for a Citibank credit card in May! If you successfully apply for a designated Citi credit card and spend over HK$1,000, you can choose up to a HK$2,000 voucher as your welcome offer! In addition, for every friend you refer, you can earn an extra HK$300 supermarket cash coupon.
| MoneySmart Exclusive Citi Credit Card Welcome Offer | |
| Credit Card | Citi Cash Back Card Citi PremierMiles Card Citi Reward Card Citi Prestige Card Citi Rewards Mastercard |
| MoneySmart Exclusive Welcome Offer | HK$2,000 SHKP Malls Gift Card or HK$1,800 KKday Gift Voucher or HK$1,800 Apple Gift Card or HK$1,800 supermarket cash voucher |
| Promotion Period | From now until June 30, 2023 |
Citi Cash Back Credit Card: 2% cash back on spending
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 27 November 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher!
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【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By December 2, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
Citi Cash Back credit card requires an income of only HK$120,000 and gives you 2% cash back on both local and overseas spending. Perfect for daily expenses and cash back!
Citi Rewards Credit Card: 5X reward points
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Rebate for all local Mobile Payments
- 1%
【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 27 November 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher!
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【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By December 2, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
Citi Rewards credit card is easy to get because it only has an income requirement of HK$120,000 a year. You can get 5X reward points with contactless payments (Apple Pay, Google Pay, and Samsung Pay). Plus, you can also turn every HK$3 you spend into 1 mile.
American Express/Amex Credit Card exclusive welcome offer
MoneySmart is offering exclusive promotions for applying for the American Express Platinum Card, American Express Platinum Credit Card, and American Express Blue Cash Credit Card in May.
American Express/Amex Platinum Card: up to HK$6,100 in welcome rewards
- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Miles Conversion (Local Spending)
- HK$9 = 1 Mile
- Discount at designated restaurants
- 40%
Amex Platinum Card is one of American Express’ most prestigious cards, second only to the Black Card. Despite its HK$7,800 annual fee, it offers a variety of benefits, including unlimited access to airport lounges, travel insurance, and hotel memberships.
If you successfully apply for the American Express Platinum Card and complete your first transaction within the first three months after approval, you can enjoy up to HK$5,800 in welcome rewards:
- HK$2,000 Global Dining Credit annually
- up to HK$800 statement credit at NET-A PORTER or MR PORTER
- HK$1,000 and up to 600,000 Membership Rewards points (equivalent to HK$2,000 cash vouchers or 40,000 air miles) by making your first purchase within the first 3 months. (valid until May 31, 2023)
| MoneySmart Exclusive AE Platinum Welcome Offer | |
| Credit Card | AE Platinum Card |
| MoneySmart Exclusive Welcome Offer | HK$2,000 Global Dining Credit annually up to HK$800 statement credit at NET-A PORTER or MR PORTERHK$1,000 or up to 600,000 Membership Rewards points (available until May 31, 2023) |
| Promotion Period | From now until June 30, 2023 |
American Express/Amex Platinum Credit Card: your best dining card with 50% off at designated restaurants
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1％
- Miles Conversion (local spend)
- $6 = 1 Mile
If you’re a fan of dining out, you might want to consider the American Express Platinum Credit Card. You can enjoy up to 50% savings for dinner or takeaway orders at designated restaurants, and even a buy-1-get-1-free offer at Agnes B Café (Limited time offer)! Plus, you’ll earn HK$1 for every 3 points spent, which can be redeemed for cash vouchers or air miles. It’s definitely worth checking out if you’re looking for a new credit card!
Until May 20, 2023, register for a MoneySmart account and use the newly applied American Express Platinum Credit Card to purchase electronic vouchers up to 12% off!
| MoneySmart Exclusive AE Platinum Credit Card Welcome Offer | |
| Credit Card | AE Platinum Credit Card |
| MoneySmart Exclusive Welcome Offer | HK$300 supermarket cash coupon or Apple gift card and welcome rewards up to HK$2,960 |
| Promotion Period | From now until June 30, 2023 |
PrimeCredit Credit Cards exclusive welcome offer
PrimeCredit EarnMORE UnionPay Diamond Card
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】Want to get extra $200 vouchers from MoneySmart? From now until 30 November 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the EarnMORE UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)
Apply for the EarnMORE UnionPay Diamond Card in May through MoneySmart, and you’ll be in for a credit card welcome treat. Successful applicants will receive an extra HK$670 cashback, with a further HK$100 cash rebate exclusively from MoneySmart, and that’s just the beginning! You’ll also be able to choose from a range of welcome offers, including the following:
- OTO massage chair or,
- Aurabeat AG+ Air Purifier or,
- Up to HK$90,000 interest-free and handling fee-free cash instalment program.
Plus, EarnMORE UnionPay Diamond Card offers up to a 2% cash rebate for all eligible transactions with no minimum spending requirements. Don’t miss out on this steal!
| MoneySmart Exclusive PrimeCredit EarnMORE Credit Card Welcome Offer | |
| Credit Card | PrimeCredit EarnMORE Credit Card |
| Exclusive Welcome Offer | Extra HK$100 Cashback |
| Promotion Period | From now until Dec 31, 2023 |
PrimeCredit WeWa Card
- Min. Annual Salary
- HK$0
- Local, Overseas and Online Spending via selected mobile payments
- Up to 6%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】Want to get extra HK$200 vouchers from MoneySmart? From now until 30 November 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the WeWa UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【PrimeCredit x MoneySmart】From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)
Prime Credit WeWa UnionPay Diamond Card is your new bestie for all things fun! Get 4% cash back on categories like “Travel”, “Cinema”, “Karaoke”, and “Theme Park”. If you’re a fan of fun activities, you can save a ton of money! Plus, there’s no income requirement for applicants, so anyone can join in on the fun.
That’s more! If you apply for PrimeCredit WeWa Card now, you can receive one of the following welcome gifts:
- B&O Beosound Explore Bluetooth Speaker (Black Anthracite), or
- Samsung Galaxy Tab A7 Lite (LTE) tablet (T225) or
- HK$500 cash rebate or
- HK$90,000 interest-free and handling fee-free cash instalment program or
- Full-time university / college students exclusive: HK$200 cash rebate
| MoneySmart Exclusive PrimeCredit Wawa Card Welcome Offer | |
| Credit Card | PrimeCredit WeWa Card |
| Exclusive Welcome Offer | Extra HK$100 Cashback |
| Promotion Period | From now until Aug 31, 2023 |
Hang Seng credit card exclusive welcome offer
Hang Seng enJoy Card: 4X yuu points (2% rebate for spending)
- Annual fees
- Perpetual annual fee waiver
- Cash back on local spend
- 2％
- Welcome Offer
- Up to 120,000 yuu Points
【Make Every Grocery Trip Count】
From now until 30 November, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,000 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints! MoneySmart is offering you an extra 12 months of Deliveroo Plus Silver membership and voucher (valued at HK$726) for free!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or POLAROID Now+ i-Type Instant Camera + 5 lens filters (Value : HK$1,599) or German Pool Multifunctional Cordless Vacuum Cleaner (Value: HK$1,380) from our Rewards Store. You can also top-up to redeem AirPods 4 (Value: HK$1,099). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
Hang Seng enJoy Card is your perfect shopping companion, which offers up to 4X yuu Points (equivalent to a 2% rebate) for your spending. When you make a purchase within 1 month after receiving the card, there’s more for Hang Seng enJoy card new members:
- HK$1,000 Apple gift card or
- HK$1,000 supermarket voucher or
- HK$1,000 Klook coupon
- and 120,000 yuu points.
Plus, if you recommend the card to a friend who also qualifies and they get approved, you can get a bonus HK$300 supermarket voucher.
| MoneySmart Exclusive Hang Seng enJoy Welcome Offer | |
| Credit Card | Hang Seng enJoy card |
| Exclusive Welcome Offer | HK$1,000 Apple gift card or
HK$1,000 supermarket voucher or HK$1,000 Klook coupon and 120,000 yuu points. |
| Promotion Period | From now until May 20, 2023 |
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Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!
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