What’s the hottest credit card welcome offer in Hong Kong? Look no further than MoneySmart, where you can earn cash back on the exclusive welcome offers at your fingertips! In this blog post, we’re going to find out about different credit card promotions and features, so you can pick the card that is best for you with ease.
Don’t forget to bookmark this page if you’re interested in learning more about credit card deals because we roll out fresh and fancy welcome offers every month. Now let’s check out what your favorite credit card promotional deals are!
Standard Chartered credit card exclusive welcome offer
Standard Chartered Smart Card: HK$2,799 welcome offer
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- Foreign currency transaction fee
- HK$0
- Cash back at Designated Merchants
- 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
【🌟June Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Alright, 'la crème de la crème' (the cream of the cream) here is the Standard Chartered Smart Card. What makes it stay on the top rank is the HK$2,799 welcome offer it offers!
Successful applicants for the Standard Chartered Smart Card can now receive an HK$1,200 Apple gift card or HK$1,200 supermarket voucher. No sweat if you’re not a fan of gift cards; you can also choose the Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed) worth HK$1,599!
So, combined with Standard Chartered Bank's welcome rewards, the total rewards can be as high as HK$2,799, even without including the 5% cash back offer on local spending! So, what’s the reason not to have this card in your wallet?
(Check out more information about the Standard Chartered Smart Card Welcome Offer here.)
MoneySmart Exclusive Standard Chartered Smart Card Welcome Offer | |
Credit Card | Standard Chartered Smart Card |
MoneySmart Exclusive Welcome Offer | HK$1,200 Apple gift card or HK$1,200 supermarket voucher Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed) |
Promotion Date | Until June 15, 2023 |
Standard Chartered Cathay Mastercard: 60,000 miles welcome offer
- Miles Conversion(Eligible spending on Cathay and HK Express)
- Up to HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Limited Time Welcome Offer
- 40,000 miles
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
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Standard Chartered Cathay Mastercard is highly favored by travel enthusiasts, with a redemption rate of HK$2 per mile for card spending. By applying through MoneySmart now, you can receive an HK$350 worth Apple gift card, Kook gift card, or supermarket cash voucher. And new customers also have the chance to earn up to 60,000 miles!
MoneySmart Exclusive Standard Chartered Cathay Mastercard Welcome Offer | |
Credit Card | Standard Chartered Cathay Mastercard |
MoneySmart Exclusive Welcome Offer | HK$350 Apple gift cardHK$350 Klook gift cardHK$350 Supermarket cash coupon |
Promotion Period | Until June 15, 2023 |
Citibank Credit Card exclusive welcome offer: up to HK$2,000 in gift card
MoneySmart has an exclusive welcome offer for applying for a Citibank credit card in May! If you successfully apply for a designated Citi credit card and spend over HK$1,000, you can choose up to a HK$2,000 voucher as your welcome offer! In addition, for every friend you refer, you can earn an extra HK$300 supermarket cash coupon.
MoneySmart Exclusive Citi Credit Card Welcome Offer | |
Credit Card | Citi Cash Back Card |
MoneySmart Exclusive Welcome Offer | HK$2,000 SHKP Malls Gift Card or |
Promotion Period | From now until June 30, 2023 |
Citi Cash Back Credit Card: 2% cash back on spending
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Citi Cash Back credit card requires an income of only HK$120,000 and gives you 2% cash back on both local and overseas spending. Perfect for daily expenses and cash back!
Citi Rewards Credit Card: 5X reward points
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3% Points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Citi Rewards credit card is easy to get because it only has an income requirement of HK$120,000 a year. You can get 5X reward points with contactless payments (Apple Pay, Google Pay, and Samsung Pay). Plus, you can also turn every HK$3 you spend into 1 mile.
American Express/Amex Credit Card exclusive welcome offer
MoneySmart is offering exclusive promotions for applying for the American Express Platinum Card, American Express Platinum Credit Card, and American Express Blue Cash Credit Card in May.
American Express/Amex Platinum Card: up to HK$6,100 in welcome rewards
- Foreign Currencies spending during welcome offer period
- Up to 9% rebate
- 1,550+ airport lounges
- Unlimited access
- Spend on airlines, selected online travel agencies
- As low as HK$2 = 1 Mile
【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards！】
⚡Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
Terms & Conditions Apply.
Amex Platinum Card is one of American Express' most prestigious cards, second only to the Black Card. Despite its HK$7,800 annual fee, it offers a variety of benefits, including unlimited access to airport lounges, travel insurance, and hotel memberships.
If you successfully apply for the American Express Platinum Card and complete your first transaction within the first three months after approval, you can enjoy up to HK$5,800 in welcome rewards:
- HK$2,000 Global Dining Credit annually
- up to HK$800 statement credit at NET-A PORTER or MR PORTER
- HK$1,000 and up to 600,000 Membership Rewards points (equivalent to HK$2,000 cash vouchers or 40,000 air miles) by making your first purchase within the first 3 months. (valid until May 31, 2023)
MoneySmart Exclusive AE Platinum Welcome Offer | |
Credit Card | AE Platinum Card |
MoneySmart Exclusive Welcome Offer | HK$2,000 Global Dining Credit annually |
Promotion Period | From now until June 30, 2023 |
American Express/Amex Platinum Credit Card: your best dining card with 50% off at designated restaurants
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- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1％
- Miles Conversion (local spend)
- $6 = 1 Mile
If you're a fan of dining out, you might want to consider the American Express Platinum Credit Card. You can enjoy up to 50% savings for dinner or takeaway orders at designated restaurants, and even a buy-1-get-1-free offer at Agnes B Café (Limited time offer)! Plus, you'll earn HK$1 for every 3 points spent, which can be redeemed for cash vouchers or air miles. It's definitely worth checking out if you're looking for a new credit card!
Until May 20, 2023, register for a MoneySmart account and use the newly applied American Express Platinum Credit Card to purchase electronic vouchers up to 12% off!
MoneySmart Exclusive AE Platinum Credit Card Welcome Offer | |
Credit Card | AE Platinum Credit Card |
MoneySmart Exclusive Welcome Offer | HK$300 supermarket cash coupon or |
Promotion Period | From now until June 30, 2023 |
PrimeCredit Credit Cards exclusive welcome offer
PrimeCredit EarnMORE UnionPay Diamond Card
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$970 cash rewards】
MS Exclusive: From now until 30 June 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$670 cash rebate (included the extra up to 2% cash rebate)
・Philips RO Water Dispenser (ADD6901) (Suggested price: HK$2,488)
・Garmin Forerunner 165 GPS Smartwatch (Suggested price: HK$2,299)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
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See more details below
Apply for the EarnMORE UnionPay Diamond Card in May through MoneySmart, and you'll be in for a credit card welcome treat. Successful applicants will receive an extra HK$670 cashback, with a further HK$100 cash rebate exclusively from MoneySmart, and that's just the beginning! You'll also be able to choose from a range of welcome offers, including the following:
- OTO massage chair or,
- Aurabeat AG+ Air Purifier or,
- Up to HK$90,000 interest-free and handling fee-free cash instalment program.
Plus, EarnMORE UnionPay Diamond Card offers up to a 2% cash rebate for all eligible transactions with no minimum spending requirements. Don't miss out on this steal!
MoneySmart Exclusive PrimeCredit EarnMORE Credit Card Welcome Offer | |
Credit Card | PrimeCredit EarnMORE Credit Card |
Exclusive Welcome Offer | Extra HK$100 Cashback |
Promotion Period | From now until Dec 31, 2023 |
PrimeCredit WeWa Card
- Min. Annual Salary
- HK$0
- Annual Fee
- First 2 year annual fee waiver
- Cash rebate on travel spending and designated spending categories
- 4%
【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Prime Credit WeWa UnionPay Diamond Card is your new bestie for all things fun! Get 4% cash back on categories like "Travel", "Cinema", "Karaoke", and "Theme Park". If you're a fan of fun activities, you can save a ton of money! Plus, there's no income requirement for applicants, so anyone can join in on the fun.
That’s more! If you apply for PrimeCredit WeWa Card now, you can receive one of the following welcome gifts:
- B&O Beosound Explore Bluetooth Speaker (Black Anthracite), or
- Samsung Galaxy Tab A7 Lite (LTE) tablet (T225) or
- HK$500 cash rebate or
- HK$90,000 interest-free and handling fee-free cash instalment program or
- Full-time university / college students exclusive: HK$200 cash rebate
MoneySmart Exclusive PrimeCredit Wawa Card Welcome Offer | |
Credit Card | PrimeCredit WeWa Card |
Exclusive Welcome Offer | Extra HK$100 Cashback |
Promotion Period | From now until Aug 31, 2023 |
Hang Seng credit card exclusive welcome offer
Hang Seng enJoy Card: 4X yuu points (2% rebate for spending)
- Annual fees
- Perpetual annual fee waiver
- Cash back on local spend
- 2％
- Welcome Offer
- Up to 140,000 yuu Points
【Get Your Daily yuu Boost with enJoy】Apply and Get up to HK$1,970 rewards 🎁 or HK$900 vouchers!
From now until 30 June 2026, customers who successfully apply for Hang Seng enJoy Card via MoneySmart and accumulate HK$100 in eligible retail transactions within 30 days after card issuance , can 🌟choose 1 from the following gifts:
🎁 New Customers can enjoy one of the rewards below:
・Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml (Value: HK$1,970) or
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298) or
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
・HK$900 Apple Store Gift Card / Maxim's Gift e-Coupons
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✨ Existing Customers can also enjoy one of the rewards below:
・HK$400 Apple Store Gift Card / Maxim's Gift e-Coupons
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)
Hang Seng enJoy Card is your perfect shopping companion, which offers up to 4X yuu Points (equivalent to a 2% rebate) for your spending. When you make a purchase within 1 month after receiving the card, there’s more for Hang Seng enJoy card new members:
- HK$1,000 Apple gift card or
- HK$1,000 supermarket voucher or
- HK$1,000 Klook coupon
- and 120,000 yuu points.
Plus, if you recommend the card to a friend who also qualifies and they get approved, you can get a bonus HK$300 supermarket voucher.
MoneySmart Exclusive Hang Seng enJoy Welcome Offer | |
Credit Card | Hang Seng enJoy card |
Exclusive Welcome Offer | HK$1,000 Apple gift card orHK$1,000 supermarket voucher orHK$1,000 Klook couponand 120,000 yuu points. |
Promotion Period | From now until May 20, 2023 |
Related Article
?MoneySmart Credit Card Comparison? | |||
Wondering which credit offers you the airport lounge privilege? Take a look at the Best Unlimited Free Airport Lounge Access Credit Cards in Hong Kong.
For the shopping pros out there, we have prepared the Hong Kong Cash Back Credit Card Comparison for you. Discover the credit card with the most cash back so you can go on a shopping spree and earn cash back at the same time!
Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!
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