Credit Card Welcome Offers: Best Promotion Deals Comparison in Hong Kong (2023 June)

Credit Card Welcome Offers: Best Promotion Deals Comparison in Hong Kong (2023 June)

What’s the hottest credit card welcome offer in Hong Kong? Look no further than MoneySmart, where you can earn cash back on the exclusive welcome offers at your fingertips! In this blog post, we’re going to find out about different credit card promotions and features, so you can pick the card that is best for you with ease.

Don’t forget to bookmark this page if you’re interested in learning more about credit card deals because we roll out fresh and fancy welcome offers every month. Now let’s check out what your favorite credit card promotional deals are!

Standard Chartered credit card exclusive welcome offer

Standard Chartered Smart Card: HK$2,799 welcome offer

Standard Chartered logo
MoneySmart Exclusive
5% rebate|Waive foreign exchange fee
Cash back on spending at designated stores of HKTVmall
5%
Cash back on local spend
5%
MoneySmart Exclusive Offer
HK$3,524
MoneySmart Exclusive:

【MoneySmart Exclusive: Rewards up to HK$3,524💰】
From now until 30 November 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998) or OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780) or ROLLINK Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】By November 30, 2024, apply for the Standard Chartered Smart Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 30 Nov 2024

Alright, ‘la crème de la crème’ (the cream of the cream) here is the Standard Chartered Smart Card. What makes it stay on the top rank is the HK$2,799 welcome offer it offers!

Successful applicants for the Standard Chartered Smart Card can now receive an HK$1,200 Apple gift card or HK$1,200 supermarket voucher. No sweat if you’re not a fan of gift cards; you can also choose the Shokz S810 Bone Conduction Open-ear sport headphones  (Colour randomly distributed) worth HK$1,599!

So, combined with Standard Chartered Bank’s welcome rewards, the total rewards can be as high as HK$2,799, even without including the 5% cash back offer on local spending! So, what’s the reason not to have this card in your wallet?

(Check out more information about the Standard Chartered Smart Card Welcome Offer here.)

MoneySmart Exclusive Standard Chartered Smart Card Welcome Offer
Credit Card Standard Chartered Smart Card
MoneySmart Exclusive Welcome Offer HK$1,200 Apple gift card or HK$1,200 supermarket voucher

Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed)

Promotion Date Until June 15, 2023

Standard Chartered Cathay Mastercard: 60,000 miles welcome offer

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
60,000 miles
MoneySmart Exclusive:

【 ✈️ Travel with CX Card & Jollying Pebble Suitcase! 🧳】
From now until 30 November 2024, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580) or POLAROID Go Instant Camera (Value: HK$999) or Jollying Pebble 20" Foldable Suitcase (Value: HK$899) or HK$900 Apple Store Gift Card or HK$900 PARKnSHOP supermarket vouchers or HK$900 HKTVmall e-Vouchers.
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By November 30, 2024, apply for the Standard Chartered Cathy Mastercard through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 30 Nov 2024

Standard Chartered Cathay Mastercard is highly favored by travel enthusiasts, with a redemption rate of HK$2 per mile for card spending. By applying through MoneySmart now, you can receive an HK$350 worth Apple gift card, Kook gift card, or supermarket cash voucher. And new customers also have the chance to earn up to 60,000 miles!

MoneySmart Exclusive Standard Chartered Cathay Mastercard Welcome Offer
Credit Card Standard Chartered Cathay Mastercard
MoneySmart Exclusive Welcome Offer HK$350 Apple gift card

HK$350 Klook gift card

HK$350 Supermarket cash coupon

Promotion Period Until June 15, 2023

Citibank Credit Card exclusive welcome offer: up to HK$2,000 in gift card

MoneySmart has an exclusive welcome offer for applying for a Citibank credit card in May! If you successfully apply for a designated Citi credit card and spend over HK$1,000, you can choose up to a HK$2,000 voucher as your welcome offer! In addition, for every friend you refer, you can earn an extra HK$300 supermarket cash coupon.

MoneySmart Exclusive Citi Credit Card Welcome Offer
Credit Card Citi Cash Back Card
Citi PremierMiles Card
Citi Reward Card
Citi Prestige Card
Citi Rewards Mastercard
MoneySmart Exclusive Welcome Offer HK$2,000 SHKP Malls Gift Card or
HK$1,800 KKday Gift Voucher or
HK$1,800 Apple Gift Card or HK$1,800 supermarket cash voucher
Promotion Period From now until June 30, 2023

Citi Cash Back Credit Card: 2% cash back on spending

Citibank logo
2% foreign currency rebate
Minimum Income Requirements
HK$120,000
Cash back on local spend
1%
Cash back on overseas spend
2%

Citi Cash Back credit card requires an income of only HK$120,000 and gives you 2% cash back on both local and overseas spending. Perfect for daily expenses and cash back!

Citi Rewards Credit Card: 5X reward points

Citibank logo
5x Points on contactless transactions
Minimum Income Requirements
HK$120,000
Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
5X Points
Miles Conversion (local spend)
$3 = 1 Mile

Citi Rewards credit card is easy to get because it only has an income requirement of HK$120,000 a year. You can get 5X reward points with contactless payments (Apple Pay, Google Pay, and Samsung Pay). Plus, you can also turn every HK$3 you spend into 1 mile.

American Express/Amex Credit Card exclusive welcome offer

MoneySmart is offering exclusive promotions for applying for the American Express Platinum Card, American Express Platinum Credit Card, and American Express Blue Cash Credit Card in May.

American Express/Amex Platinum Card: up to HK$6,100 in welcome rewards

American Express logo
MoneySmart Exclusive
Enhanced Welcome Offer
Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Discount at designated restaurants
40%

Amex Platinum Card is one of American Express’ most prestigious cards, second only to the Black Card. Despite its HK$7,800 annual fee, it offers a variety of benefits, including unlimited access to airport lounges, travel insurance, and hotel memberships.

If you successfully apply for the American Express Platinum Card and complete your first transaction within the first three months after approval, you can enjoy up to HK$5,800 in welcome rewards:

  • HK$2,000 Global Dining Credit annually
  • up to HK$800 statement credit at NET-A PORTER or MR PORTER
  • HK$1,000 and up to 600,000 Membership Rewards points (equivalent to HK$2,000 cash vouchers or 40,000 air miles) by making your first purchase within the first 3 months. (valid until May 31, 2023)
MoneySmart Exclusive AE Platinum Welcome Offer
Credit Card AE Platinum Card
MoneySmart Exclusive Welcome Offer HK$2,000 Global Dining Credit annually
up to HK$800 statement credit at NET-A PORTER or MR PORTERHK$1,000 or up to 600,000 Membership Rewards points (available until May 31, 2023)
Promotion Period From now until June 30, 2023

American Express/Amex Platinum Credit Card: your best dining card with 50% off at designated restaurants

American Express logo
MoneySmart Exclusive
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Cash back on local spend
1%
Miles Conversion (local spend)
$6 = 1 Mile

If you’re a fan of dining out, you might want to consider the American Express Platinum Credit Card. You can enjoy up to 50% savings for dinner or takeaway orders at designated restaurants, and even a buy-1-get-1-free offer at Agnes B Café (Limited time offer)! Plus, you’ll earn HK$1 for every 3 points spent, which can be redeemed for cash vouchers or air miles. It’s definitely worth checking out if you’re looking for a new credit card!

Until May 20, 2023, register for a MoneySmart account and use the newly applied American Express Platinum Credit Card to purchase electronic vouchers up to 12% off!

MoneySmart Exclusive AE Platinum Credit Card Welcome Offer
Credit Card AE Platinum Credit Card
MoneySmart Exclusive Welcome Offer HK$300 supermarket cash coupon or
Apple gift card and welcome rewards up to HK$2,960
Promotion Period From now until June 30, 2023

PrimeCredit Credit Cards exclusive welcome offer

PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit logo
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%
MoneySmart Exclusive:

【MoneySmart Exclusive Offer】Want to get extra $200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the EarnMORE UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024

Apply for the EarnMORE UnionPay Diamond Card in May through MoneySmart, and you’ll be in for a credit card welcome treat. Successful applicants will receive an extra HK$670 cashback, with a further HK$100 cash rebate exclusively from MoneySmart, and that’s just the beginning! You’ll also be able to choose from a range of welcome offers, including the following:

  • OTO massage chair or,
  • Aurabeat AG+ Air Purifier or,
  • Up to HK$90,000 interest-free and handling fee-free cash instalment program.

Plus, EarnMORE UnionPay Diamond Card offers up to a 2% cash rebate for all eligible transactions with no minimum spending requirements. Don’t miss out on this steal!

MoneySmart Exclusive PrimeCredit EarnMORE Credit Card Welcome Offer
Credit Card PrimeCredit EarnMORE Credit Card
Exclusive Welcome Offer Extra HK$100 Cashback
Promotion Period From now until Dec 31, 2023

PrimeCredit WeWa Card

PrimeCredit logo
MoneySmart Exclusive
Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%
MoneySmart Exclusive:

【MoneySmart Exclusive Offer】Want to get extra HK$200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the WeWa UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【PrimeCredit x MoneySmart】From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024

Prime Credit WeWa UnionPay Diamond Card is your new bestie for all things fun! Get 4% cash back on categories like “Travel”, “Cinema”, “Karaoke”, and “Theme Park”. If you’re a fan of fun activities, you can save a ton of money! Plus, there’s no income requirement for applicants, so anyone can join in on the fun.

That’s more! If you apply for PrimeCredit WeWa Card now, you can receive one of the following welcome gifts:

  • B&O Beosound Explore Bluetooth Speaker (Black Anthracite), or
  • Samsung Galaxy Tab A7 Lite (LTE) tablet (T225) or
  • HK$500 cash rebate or
  • HK$90,000 interest-free and handling fee-free cash instalment program or
  • Full-time university / college students exclusive: HK$200 cash rebate
MoneySmart Exclusive PrimeCredit Wawa Card Welcome Offer
Credit Card PrimeCredit WeWa Card
Exclusive Welcome Offer Extra HK$100 Cashback
Promotion Period From now until Aug 31, 2023

Hang Seng credit card exclusive welcome offer

Hang Seng enJoy Card: 4X yuu points (2% rebate for spending)

Hang Seng Bank logo
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual fees
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points
MoneySmart Exclusive:

【Make Every Grocery Trip Count】
From now until 15 November, new credit card customers* who successfully applied for the Hang Seng
enJoy Card via MoneySmart, simply spend HK$800 within 30 days after card issuance, can enjoy
an extra 8,000 SmartPoints; existing customers who spend HK$600 within 30 days after card issuance,
can also enjoy extra 6,000 SmartPoints!
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New customers can use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers
including Apple / HKTVmall / Klook etc) or Apple HomePod mini (Value: HK$749) or
De'Longhi KBOV2001 Icona Vintage Series Water Kettle (Value: HK$888), you can also top-up to
redeem BRUNO Compact Hot Plate - White (Value: HK$998) from our Rewards Store. Existing customers
can use 6,000 SmartPoints to fullyredeem a CMF By Nothing WATCH PRO D395 (Retail Value: HK$549)
or HK$600 vouchers. Explore more other options available at our Rewards Store!
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher
for Free (Valued at $726)】
By November 30, 2024, apply for the Hang Seng enJoy Card through MoneySmart and submit the
rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership
and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends!
(Limited offer, first come first served while stocks last)! Terms and conditions apply.
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail
spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to
rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent
to rewards worth HK$400)!

Valid until 15 Nov 2024

Hang Seng enJoy Card is your perfect shopping companion, which offers up to 4X yuu Points (equivalent to a 2% rebate) for your spending. When you make a purchase within 1 month after receiving the card, there’s more for Hang Seng enJoy card new members:

  • HK$1,000 Apple gift card or
  • HK$1,000 supermarket voucher or
  • HK$1,000 Klook coupon
  • and 120,000 yuu points.

Plus, if you recommend the card to a friend who also qualifies and they get approved, you can get a bonus HK$300 supermarket voucher.

MoneySmart Exclusive Hang Seng enJoy Welcome Offer
Credit Card Hang Seng enJoy card
Exclusive Welcome Offer HK$1,000 Apple gift card or

HK$1,000 supermarket voucher or

HK$1,000 Klook coupon

and 120,000 yuu points.

Promotion Period From now until May 20, 2023

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😎MoneySmart Credit Card Comparison💳
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Best Cashback Credit Card Best Supermarket Credit Card Best No Annual Fee Credit Card Best Octopus AAVS Credit Cards

Wondering which credit offers you the airport lounge privilege? Take a look at the Best Unlimited Free Airport Lounge Access Credit Cards in Hong Kong.

For the shopping pros out there, we have prepared the Hong Kong Cash Back Credit Card Comparison for you. Discover the credit card with the most cash back so you can go on a shopping spree and earn cash back at the same time!

Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!

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