Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Wondering where to buy or how to use Apple Gift Cards? Or maybe you’re looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!

Can you buy an iPhone 15 with an Apple Gift Card?

The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.

What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?

Now, let’s talk about the 2 types of Apple Gift Cards available in Hong Kong. There’s the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there’s the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.

In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.

Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:

Item Apple Gift Card App Store & iTunes Gift Card
Value HK$200-HK$40,000 HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000)
What can you buy? Apple hardware and accessories Apps, Apple Music, Apple TV+ programs and movies, Apple books
Where can you use it? Apple Online Store, http://apple.com/, or hotline +852 800-908-988 App Store, iTunes
How to use it? Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN. Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account.
Sales point Apple Online Store, +852 800-908-988 Convenience stores such as 7-11, Circle K, etc.

Apple Store Gift Card

The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.

If you’re planning to use an Apple Store Gift Card, here are some notes to keep in mind:

  • You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
  • For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.

App Store & iTunes Gift Card

As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.

To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select “Redeem Gift Card”.

How to use an App Store & iTunes Gift Card

Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.

Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:

Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with “X”.

Step 2: Open the App Store app or iTunes.

Step 3: Then click “Redeem Gift Card or Code”.

Step 4: Click “Use Camera” and follow the instructions on the screen, or manually enter the 16-digit code.

Step 5: Click “Finish” again to deposit the face value of the gift card into your account.

Are there any restrictions on using Apple Gift Cards?

If you’re planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won’t be able to use an Apple Gift Card. The updated usage terms of the gift card state that “the gift card may also be unable to purchase products that are on promotion or discount.”

How can I check the balance of my Apple Gift Card?

To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select “Check Balance,” then log in to your Apple ID to see how much credit you have.

Apple Gift Card shopping tips: buy Apple Gift Card with a credit card

Want to save some cash when purchasing Apple products online? Here’s a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:

Hang Seng MMPOWER Mastercard: 5% online purchase rebate

Standard Chartered logo
MoneySmart Exclusive
Up to 5% rebate|Waive foreign exchange fee
Cash back on spending at Klook
Up to 5%
Cash back at Designated Merchants
Up to 5%
MoneySmart Exclusive Offer
HK$2,798
MoneySmart Exclusive:

【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 March 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・ JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・ OSIM  uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・ Rollink Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299)
・ 🆕 HK$700 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,426)
・ HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers

Valid until 31 Mar 2025

Citi Rewards MasterCard: HK$6/mile for online purchases

Citibank logo
MoneySmart Exclusive
3% Points on Shopping and Entertainment
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3%
Miles Conversion (local spend)
As low as $1.85 = 1 Mile
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 14 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 14 Mar 2025
Apply NowApply directly on MoneySmart

Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
40,000 miles
MoneySmart Exclusive:

【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 March 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・🆕 SONY ULT FIELD 1 Wireless Portable Speaker (Value: HK$999)
・HK$800 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,526)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

Valid until 31 Mar 2025

Get a free Apply Gift Card from MoneySmart as a welcome gift

But what if you don’t want to buy an Apple Gift Card? Well, you’re in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you’re planning to apply for a new credit card.

Here are the financial products that are currently offering Apple gift cards as a welcome offer:

Credit Cards

Citibank logo
Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citibank logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (local spend)
HK$8 = 1 mile
Miles Conversion (overseas spend)
HK$3 = 1 mile
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 14 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 14 Mar 2025
Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 14 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

Valid until 14 Mar 2025

Online Brokerages

Tiger Brokers  logo
MoneySmart Exclusive
One-Year 0 Commission for A Shares Market
Min. Commission Fee US Stocks
US$0
Commission Fee HK Stocks
HK$0
Account Opening Min. Funding
HK$10,000
MoneySmart Exclusive:

New customers who sign up and complete the specified account opening requirements using the invitation code 'MONEYSMART' through MoneySmart, can get rewards below (either 1)
⠀⠀
【Reward 1️⃣】 Successfully open account and deposit ≥ HK$10,000:
VERAGE 20062 20" Expandable Suitcase (Available for boarding) (Value: HK$659) / HK$500 Apple Store Gift Card / PARKnSHOP supermarket Vouchers/ HKTVmall e-Vouchers

【Reward 2️⃣】Successfully open account and deposit ≥ HK$10,000 and no withdrawal for 60 days:
JBL Smart Speaker Link 20 (Value: HK$1,699) / VERAGE WP19006 28" Front Opening Suitcase (Value: HK$1,099) POLAROIDGo Generation 2 instant camera (Value: HK$999) OR HK$800 Apple Store Gift Card /PARKnSHOP supermarket Vouchers / HKTVmall e-Vouchers
⠀⠀
Get up to HK$2,000 welcome rewards!
*T&Cs apply.

Valid until 31 Mar 2025
Syfe  logo
MoneySmart Exclusive
Minimum investment amount
HK$0
Annual Management Fee
0-0.65%
Subscription fee of Equity fund
0%
MoneySmart Exclusive:

During the promotional period, customers who successfully open an account using the MoneySmart invitation code "MS25," complete the specified account opening conditions, and fill out the reward redemption form can enjoy the following exclusive rewards:

Make an initial deposit of HK$10,000, and selecting an investment portfolio within 14 days, maintaining an average daily balance of HK$10,000 or more in the account for 60 days from the date of selecting the investment portfolio can get:

  • JBL Smart Speaker Link 20 (value: HK$1,699) /POLAROIDGo Generation 2 instant camera (value: HK$999 )/ HK$800 Apple Store Gift Card/PARKnSHOP supermarket vouchers/ HKTVmall e-Vouchers

Make an initial deposit of HK$50,000, and selecting an investment portfolio within 14 days, maintaining an average daily balance of HK$50,000 or more in the account for 60 days from the date of selecting the investment portfolio can get:

  • B&W Pi6 In-ear True Wireless earbuds camera (value: HK$1,980) /Japan A.L.I MAXBOX 8011 28" Front-open Expandable Suitcase (value: HK$1,899 ) /HK$1,300 Apple Store Gift Card/PARKnSHOP supermarket vouchers/ HKTVmall e-Vouchers

Make an initial deposit of HK$100,000, and selecting an investment portfolio within 14 days, maintaining an average daily balance of HK$100,000 or more in the account for 60 days from the date of selecting the investment portfolio can get:

  • Sennheiser Momentum True Wireless 4 (value: HK$2,499) /PHILIPS XC2011/61 Cordless Vacuum Cleaner (value: HK$2,498)/ ⁠SONY WF-1000XM5 earbuds (value: HK$2,490) OR K$1,800 Apple Store Gift Card /PARKnSHOP supermarket vouchers/ HKTVmall e-Vouchers

Make an initial deposit of HK$150,000, and selecting an investment portfolio within 14 days, maintaining an average daily balance of HK$150,000 or more in the account for 60 days from the date of selecting the investment portfolio can get:

  • BERMAS 26" BERMAS Front-open Suitcase (value: HK$3,999) /SONY WH-1000XM5 Wireless Noise Cancelling Headphones (value: HK$3,190 ) /Apple Watch SE GPS (44mm) (value: HK$2,199 ) / HK$2,000 Apple Store Gift Card/ PARKnSHOP supermarket vouchers/ HKTVmall e-Vouchers
Valid until 31 Mar 2025

Personal Loans

DBS logo

Monthly Payment

HK$13,600

Monthly Payment
MoneySmart Exclusive
common.special_promotion
Instant cash out single-handedly
APR as low as*
5.91%
Total Amount Payable
HK$314,400
Total Interest Payable
HK$14,400
Monthly Payment
HK$13,600
MoneySmart Exclusive:

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints! 
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Mar 2025
DBS logo

Monthly Payment

HK$13,570

Monthly Payment
MoneySmart Exclusive
common.special_promotion
Loan amount up to HK$2,000,000
APR*
6.48%
Total Amount Payable
HK$313,680
Total Interest Payable
HK$13,680
Monthly Payment
HK$13,570
MoneySmart Exclusive:

March Exclusive: Up to HK$35,800 Rewards【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 120,000 SmartPoints! Get up to a total HK$35,800 reward!
⠀⠀
120,000 SmartPoints can fully redeem HK$12,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$6,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 23 Mar 2025
WeLend logo

Monthly Payment

HK$12,860

Monthly Payment
MoneySmart Exclusive
common.special_promotion
The lowest APR
1.88%
Total Amount Payable
HK$308,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$12,860
MoneySmart Exclusive:

🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 31 Mar 2025

SmartRewards program: more than an Apple Gift Card

MoneySmart’s latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!

Learn more about the SmartRewards Program here!

Dah Sing Insurance logo

Annual Premium

HK$476

30% OffAnnual Premium HK$680
MoneySmart Exclusive
30% off Promo code "MS25Q1"
Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$600,000
Max. Liability To Third Party Cover
HK$6,000,000
Annual Premium
Annual Premium HK$68030% Off
HK$476

Frequently asked questions: Apple Gift Card

What is an Apple Gift Card?

An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.

Does the Apple Gift Card expire?

No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.

Can the Apple Gift Card be used to purchase discounted products?

Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.

Can Apple Store gift cards be used to buy iPhones?

Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.

How many Apple Gift Cards can be used at once?

Up to 8 Apple Gift Cards can be used at one time.

Are Apple Store gift cards globally applicable?

Yes, Apple Store gift cards can be used in most regions and countries.

Related article

Curious about the latest buzz surrounding the release date, features, price, and telecom offers of the upcoming iPhone 15? Look no further than this informative blog post on MoneySmart. Discover what rumors are circulating about Apple’s highly anticipated new release and stay ahead of the game. Don’t miss out on the exciting details – check out the blog now

 

Wanna stay ahead of the herd? Let’s check out the MoneySmart blog for more financial tips!

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