Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Apple Gift Card Guide: Usage and How to Get a Discount or Free Apple Gift Card

Wondering where to buy or how to use Apple Gift Cards? Or maybe you’re looking for ways to earn free Apple Store Gift Cards? You’re at the right place; read on for all the tips and tricks you need about Apple Gift Cards: how to use and get free Apple Gift Cards!

Can you buy an iPhone 15 with an Apple Gift Card?

The rumored release of the iPhone 15 is expected to be announced on September 12, 2023. Some of you may be thinking about getting an iPhone 15 ASAP. But first things first: Can you buy an iPhone 15 with an Apple Gift Card? The answer is yes based on previous experiences, but there may be a limit of up to 8 gift cards per purchase.

What is the distinction between an Apple Gift Card, an App Store Gift Card, and an iTunes Gift Card?

Now, let’s talk about the 2 types of Apple Gift Cards available in Hong Kong. There’s the Apple Store Gift Card, which can be used to purchase hardware products like iPhones, iPads, and MacBooks. And then there’s the App Store & iTunes Gift Card, which are used for services like iCloud storage and Apple Music.

In simple words, an Apple Gift Card is for buying physical products, while an App Store & iTunes Gift Card is for Apple services.

Here is a brief comparison between the Apple Gift Card and the App Store & iTunes Gift Card:

Item Apple Gift Card App Store & iTunes Gift Card
Value HK$200-HK$40,000 HK$200/HK$500/HK$1,000 (customizable between HK$150 and HK$5,000)
What can you buy? Apple hardware and accessories Apps, Apple Music, Apple TV+ programs and movies, Apple books
Where can you use it? Apple Online Store, http://apple.com/, or hotline +852 800-908-988 App Store, iTunes
How to use it? Physical Apple Stores: present it during checkout; Online at http://apple.com/ or via hotline: provide the gift card number and PIN. Open the App Store app or iTunes, take a photo or enter the 16-digit code printed on the back of the card, and deposit the face value of the gift card into your account.
Sales point Apple Online Store, +852 800-908-988 Convenience stores such as 7-11, Circle K, etc.

Apple Store Gift Card

The Apple Store Gift Card is used to buy a range of Apple hardware products, including iPhones, iPads, MacBooks, iMacs, Mac Pros, Apple TVs, and Apple Watches.

If you’re planning to use an Apple Store Gift Card, here are some notes to keep in mind:

  • You can purchase any Apple product online or via the hotline with a value between HK$200 and HK$40,000. Note that you can only use up to 8 gift cards per transaction.
  • For in-store purchases, simply present the gift card during checkout. For online purchases, remember to provide the gift card number and PIN on the payment page.

App Store & iTunes Gift Card

As for the App Store & iTunes Gift Card, you can buy them at convenience stores like 7-11 and Circle K or from other merchants. The value ranges from HK$200 to HK$5,000, and you can use them to purchase apps, games, movies, music, and other services in the App Store and iTunes.

To redeem the gift card, simply go to the App Store or iTunes on your iPhone, iPad, or computer and select “Redeem Gift Card”.

How to use an App Store & iTunes Gift Card

Using the App Store & iTunes Gift Card is not that difficult. Simply follow the steps to use them.

Redeeming an App Store & iTunes Gift Card is a simple process. Follow these steps to redeem your gift card:

Step 1: Scratch off the label on the back of the gift card to view the 16-digit code starting with “X”.

Step 2: Open the App Store app or iTunes.

Step 3: Then click “Redeem Gift Card or Code”.

Step 4: Click “Use Camera” and follow the instructions on the screen, or manually enter the 16-digit code.

Step 5: Click “Finish” again to deposit the face value of the gift card into your account.

Are there any restrictions on using Apple Gift Cards?

If you’re planning to take advantage of the Back-to-School promotion and buy some Apple products during the summer break, you won’t be able to use an Apple Gift Card. The updated usage terms of the gift card state that “the gift card may also be unable to purchase products that are on promotion or discount.”

How can I check the balance of my Apple Gift Card?

To check the balance of your Apple Gift Card, go to the following website: https://www.apple.com/hk/shop/gift-cards. Scroll down and select “Check Balance,” then log in to your Apple ID to see how much credit you have.

Apple Gift Card shopping tips: buy Apple Gift Card with a credit card

Want to save some cash when purchasing Apple products online? Here’s a hack: Use credit cards that offer high cashback rates for online shopping. You can earn a few extra dollars from the purchase, which is always a good habit to have. Here are some credit cards that offer awesome cashback rates for online purchases:

Hang Seng MMPOWER Mastercard: 5% online purchase rebate

Standard Chartered logo
MoneySmart Exclusive
5% rebate|Waive foreign exchange fee
Cash back on spending at designated stores of HKTVmall
5%
Cash back on local spend
5%
MoneySmart Exclusive Offer
HK$3,524
MoneySmart Exclusive:

【MoneySmart Exclusive: Rewards up to HK$3,524💰】
From now until 30 November 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998) or OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780) or ROLLINK Flex (VEGA II) Collapsible Carry-On Suitcase (21inch) (Value: HK$1,299) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.
⠀⠀
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】By November 30, 2024, apply for the Standard Chartered Smart Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 30 Nov 2024

Citi Rewards MasterCard: HK$6/mile for online purchases

Citibank logo
MoneySmart Exclusive
3% Points on Shopping and Entertainment
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3%
Rebate for all local Mobile Payments
1%
MoneySmart Exclusive:

【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 2 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・HK$1,600 Apple Store Gift Card / PARKnSHOP Supermarket Voucher!
⠀⠀
【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By November 30, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 02 Dec 2024
Apply NowApply directly on MoneySmart

Standard Chartered Cathay Pacific Mastercard: HK$4/mile for online purchases

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
60,000 miles
MoneySmart Exclusive:

【 ✈️ Travel with CX Card & Jollying Pebble Suitcase! 🧳】
From now until 30 November 2024, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580) or POLAROID Go Instant Camera (Value: HK$999) or Jollying Pebble 20" Foldable Suitcase (Value: HK$899) or HK$900 Apple Store Gift Card or HK$900 PARKnSHOP supermarket vouchers or HK$900 HKTVmall e-Vouchers.
⠀⠀
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By November 30, 2024, apply for the Standard Chartered Cathy Mastercard through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 30 Nov 2024

Get a free Apply Gift Card from MoneySmart as a welcome gift

But what if you don’t want to buy an Apple Gift Card? Well, you’re in luck! Some credit cards or other financial products offer Apple Gift Cards as a welcome gift. So, you don’t have to spend a dollar if you’re planning to apply for a new credit card.

Here are the financial products that are currently offering Apple gift cards as a welcome offer:

Credit Cards

Citibank logo
Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citibank logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (local spend)
HK$8 = 1 mile
Miles Conversion (overseas spend)
HK$3 = 1 mile
MoneySmart Exclusive:

【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 2 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・HK$1,600 Apple Store Gift Card / PARKnSHOP Supermarket Voucher!
⠀⠀
【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By November 30, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 02 Dec 2024
Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

【🔥Exclusive Rewards Return with a BANG: Up to HK$4,125】
From now until 2 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・HK$1,600 Apple Store Gift Card / PARKnSHOP Supermarket Voucher!
⠀⠀
【Get 12 Months Deliveroo Plus Silver Membership + Cash Voucher (Valued at $726) FOR FREE】
By November 30, 2024, apply for the a designated Citi credit card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.

Valid until 02 Dec 2024

Online Brokerages

Tiger Brokers  logo
MoneySmart Exclusive
One-Year 0 Commission for A Shares Market
Min. Commission Fee US Stocks
US$0
Commission Fee HK Stocks
HK$0
Account Opening Min. Funding
HK$10,000
MoneySmart Exclusive:

New customers who complete the specified account opening conditions and submit the reward claim form via MoneySmart, can receive up to the rewards as below.

Exclusive rewards: JBL Wind 3 Portable FM Bluetooth Speaker (Value: HK$599) / HK$500 Apple Store Gift Card / HK$500 PARKnSHOP supermarket vouchers (first deposit of HK$10,000 or US$1,300 above)

Valid until 30 Nov 2024
Syfe  logo
MoneySmart Exclusive
Minimum investment amount
HK$0
Annual Management Fee
0-0.65%
Minimum First Funding Amount
HK$10,000
MoneySmart Exclusive:

【Syfe Income+】Get up to HK$1,000 Rewards!
Open account via MoneySmart can receive a HK$300 Apple Gift Card OR HK$300 PARKnSHOP E-Vouchers OR HK$300 HKTVmall E-Vouchers!
⠀⠀
Simply enter the code “MSSYFE23” after your successful sign up to be eligible to get HK$300 equivalent gift rewards from MoneySmart (first fund HK$35,000 or above into any Syfe portfolios) Also can enjoy extra HK$200/ HK$500/ HK$700 Syfe cash rewards (first fund HK$35,000 /HK$100,000/ HK$200,000 or above into any Syfe portfolios)

Valid until 30 Nov 2024

Personal Loans

DBS logo

Monthly Payment

HK$13,100

Monthly Payment
MoneySmart Exclusive
Instant cash out single-handedly
APR as low as*
5.91%
Total Amount Payable
HK$314,400
Total Interest Payable
HK$14,400
Monthly Payment
HK$13,100
MoneySmart Exclusive:

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 30 Nov 2024
DBS logo

Monthly Payment

HK$13,070

Monthly Payment
MoneySmart Exclusive
Loan amount up to HK$2,000,000
APR*
6.48%
Total Amount Payable
HK$313,680
Total Interest Payable
HK$13,680
Monthly Payment
HK$13,070
MoneySmart Exclusive:

【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 30 Nov 2024
WeLend logo

Monthly Payment

HK$12,860

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$308,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$12,860

SmartRewards program: more than an Apple Gift Card

MoneySmart’s latest SmartRewards program allows users to redeem a wide range of brands with SmartPoints, with up to 20 different options available! In addition to Apple Gift Cards, you can also exchange them for other products, so the rewards are up to you to choose from. Simply apply for designated products to earn SmartPoints!

Learn more about the SmartRewards Program here!

Dah Sing Insurance logo

Annual Premium

HK$476

30% OffAnnual Premium HK$680
Online Promo
30% off Promo code "MS202403"
Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$600,000
Max. Liability To Third Party Cover
HK$6,000,000
Annual Premium
Annual Premium HK$68030% Off
HK$476

Frequently asked questions: Apple Gift Card

What is an Apple Gift Card?

An Apple Gift Card is a cash voucher that can be purchased at the Apple Store. It does not expire and can be used to purchase anything, including the Apple Watch, iPhone, iMac, iPad, MacBook, and more. Therefore, many people take advantage of credit card promotions or new credit card sign-up bonuses to buy Apple Gift Cards and save them for future purchases.

Does the Apple Gift Card expire?

No, the Apple Gift Card does not have an expiration date, so you can save it until you need to use it.

Can the Apple Gift Card be used to purchase discounted products?

Apple Store previously changed its terms of use, stating that Apple Gift Cards may not be used to purchase discounted products.

Can Apple Store gift cards be used to buy iPhones?

Yes, Apple Store gift cards can be used to purchase most products in the Apple online store, including iPhones, iPhone accessories, iPads, and Mac series products.

How many Apple Gift Cards can be used at once?

Up to 8 Apple Gift Cards can be used at one time.

Are Apple Store gift cards globally applicable?

Yes, Apple Store gift cards can be used in most regions and countries.

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