Introducing AEON’s WAKUWAKU Card, with a standout feature: a lucrative 6% cashback on online spending, potentially earning you HK$300 monthly on a HK$5,000 expenditure! Additionally, enjoy 3% cashback on Japanese transactions. With a new card issuance, you can score up to a 10% cash rebate and a HK$400 cash rebate from welcome rewards this season!
AEON CARD WAKUWAKU: Is it worth applying? MoneySmart credit card rating
| AEON CARD WAKUWAKU—Is it MoneySmart? | ||
| Overall: ★★★☆☆ | ||
| Best for:Online shopping, overseas (Japan) spending, dining, cashback | ||
| Category | Our rating | Explanation |
| Earn rates: Cashback | ★★★★☆ |
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| Earn categories | ★★★☆☆ |
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| Annual fees and charges | ★★★☆☆ |
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| Accessibility | ★★★★★ |
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| Extras/periphery rewards | ★★★☆☆ |
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| Welcome offer | ★★★☆☆ | Welcome Offer up to HK$900 Cash Rebate
(i) Octopus Automatic Add Value Service
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Table of contents: AEON CARD WAKUWAKU
- AEON CARD WAKUWAKU: Exclusive welcome offer up to HK$1200 cashback exclusive from MoneySmart this month
- AEON CARD WAKUWAKU: Annual income requirement
- AEON CARD WAKUWAKU: High % cash rebate on daily spending
- AEON CARD WAKUWAKU: Fees and charges
- AEON CARD WAKUWAKU: Basic information
- Final verdict: Should you apply for an AEON CARD WAKUWAKU?
- Frequently asked questions: AEON CARD WAKUWAKU
- Related articles
AEON CARD WAKUWAKU: Exclusive welcome offer up to HK$1,200 cashback exclusive from MoneySmart this month
Dive into the world of savings with up to a 10% cash rebate on HK$8,000 or above spending via Apple pay and Google Pay within the first 60 days after the card approval and issuance, count up to HK$500. However, eligible Apple Pay and Google Pay spending excludes topping up of Octopus and topping up of digital wallets.
Smart spender is entitled to HK$50 cash rebate for spending on each of the following specific categories up to HK$200 within the first 60 days after the card approval and issuance:
- Octopus Automatic Add Value Service
- Pay rent through Rentsmart, Reap or Keychain Pay platform
- Setup of monthly automatic transfer at merchant
- Any spending in App Store or Google Play
And guess what? If you successfully apply through the “AEON HK” mobile app, there’s an extra treat waiting – an additional HK$200 cash rebate! Your wallet’s new best friend is just an application away!
From now until June 30, 2024, by successfully applying for the AEON CARD WAKUWAKU through MoneySmart, you can not only enjoy various benefits offered by AEON itself but also receive an exclusive additional 3,000 SmartPoints from MoneySmart! You can redeem HK$300 voucher from over 20 brands, including Apple, Wellcome, HKTVmall, and more. If you prefer cash, you can also choose to convert 3,000 SmartPoints into HK$200 cash for a direct cash out!
In total, HK$500 + HK$200 + HK$200 + HK$300 = HK$1,200.
AEON CARD WAKUWAKU: Annual income requirement
AEON CARD WAKUWAKU opens its doors to everyone, setting an inviting tone with no minimum annual salary required. It’s for everyone!
AEON CARD WAKUWAKU: High % cash rebate on daily spending
Indulge your taste buds and save with the AEON CARD WAKUWAKU! Get a fantastic 6% cash rebate on online food deliveries, perfect for foodies, night owls, and those who skip lunch. Enjoy a 1% cash rebate on local F&B spending. If you’re an online shopping pro, you’re in for a treat – a delightful 6% cash rebate all year round! Planning a trip to Japan? Score a generous 3% cash rebate on your spending. What’s more, there’s no markup fee on foreign currency transactions. It’s the card that turns every dollar into a delightful reward!
Apart from the basic local dining rewards all year round, earn extra rewards of 3% Cash Rebate on local dining by spending via Apple Pay / Google Pay, meaning a total of 4% Cash Rebate. Registration & Promotion Period until 28 February 2025. Maximum Extra 3% Rewards per registered card per month is HK$100.
Reward Program update: Offer WAKU COIN instead of cash rebate start from July 2024
Starting from statement date in July 2024, WAKU COIN ($1 WAKU COIN = HK$1 cash rebate) will be offered instead of cash rebate and will be posted in the relevant Credit Card monthly statement. You can conduct the redemption through “AEON HK” Mobile App after the WAKU COIN is credited to your account and redemption is subject to the options available.
AEON will update the redemption option from time to time. You can refer to the relevant redemption page of AEON’s website for the latest redemption options and details.
| The Earliest Statement date | The posting date of Eligible Transaction(s) |
| 2nd July 2024 | From 3rd June 2024 onwards |
| 12th July 2024 | From 13th June 2024 onwards |
| 22nd July 2024 | From 23rd June 2024 onwards |
Redemption Option
| WAKU COIN | Cash Rebate |
| $10 | $10 |
| $1,800 | $1,850 |
| $4,500 | $4,650 |
AEON CARD WAKUWAKU: Fees and charges
Annual Principal Fee:
Say goodbye to annual principal fees with the AEON CARD WAKUWAKU! Enjoy a perpetual annual fee, meaning no worries about extra charges weighing down your wallet.
Supplementary Annual Fee:
Keep it simple – the AEON CARD WAKUWAKU doesn’t bother with supplementary annual fees. Your card, your terms.
Fee Waiver:
Here’s the bonus: yes, there’s a permanent annual fee waiver! There is no need to stress about annual fees for the foreseeable future. Embrace the financial freedom that comes with AEON CARD WAKUWAKU.
Foreign Currency Transaction Fee:
Score! AEON won’t slap you with foreign currency transaction fees. It’s a win-win for globetrotters and online shoppers alike. Just note that there’s a 1% transaction fee imposed by Mastercard, but we’ve got your back on the rest.
AEON CARD WAKUWAKU: Basic information
| Feature | Details |
| Annual principal fee | Permanent annual fee waiver |
| Supplementary annual fee | N/A |
| Fee Waiver | Yes |
| Interest Free Period | Up to 52 days. The period is not applicable to cash advance |
| Annual Interest Rate | Credit Purchase: 35.02% ; Cash Advance: 35.86% |
| Late Payment Fees | The amount of minimum payment due or HK$300, whichever is the lower |
| Minimum Monthly Repayment | 1% of statement balance or HK$100, whichever is higher |
| Foreign Currency Transaction Fee | No transaction fee is imposed by AEON on foreign currency transactions. 1% transaction fee is imposed by Mastercard |
| Cash Advance Transaction Fee | 3% on CA amount per transaction, or HK$100 per transaction, whichever is higher |
| Overlimit Fee | HK$120 per month |
Final verdict: Should you apply for an AEON CARD WAKUWAKU?
Dive into a cashback extravaganza by reaping a fantastic 6% cashback on online spending or food delivery platforms, enjoying monthly promotional discounts of 5% at Aeon Store, and receiving a delightful 3% cashback plus waiving overseas transaction fees on every penny spent during your Japanese trips! With perks like ‘AEON Member Price,’ a lifetime fee waiver, and no annual income requirement, this card is a must for students and homemakers.
Frequently asked questions: AEON CARD WAKUWAKU
Does AEON CARD WAKUWAKU have an annual fee?
No, this card has a perpetual annual fee waiver! New customers can confidently apply and earn welcome rewards!
How is a new customer defined?
This AEON welcome offer and additional rewards for successful applications through this website are limited to new credit card customers who have not held any valid AEON credit cards (including unconfirmed credit cards) within the past 12 months.
Do electronic wallet transactions qualify for the welcome offer?
No, electronic wallet transactions are not eligible for the welcome offer. According to the credit card’s terms and conditions, qualified transactions exclude electronic wallet top-ups and transfers, including AlipayHK, PayMe, TNG, WeChat Pay HK, and credit card transactions made with an electronic wallet.
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