Hang Seng Travel+ Visa Signature Card brings fantastic rewards. Get a 7% +FUN Dollars rebate when you spend in foreign currencies in Japan, Korea, Thailand, Singapore, and Australia! You’ll also enjoy a 5% + FUN Dollars rebate on other overseas currencies, local dining, and transportation. Simply ensure you spend a total of HK$6,000 each month and get registered to qualify for that 7% or 5% rebate, with no minimum spend required per transaction!
Table of contents: Hang Seng Travel+ Visa Signature Card review
- Hang Seng Travel+ Visa Signature Card: Is it worth applying for? MoneySmart credit card rating
- Hang Seng Travel+ Visa Signature Card: Welcome offer
- Hang Seng Travel+ Visa Signature Card: Up to 7% cashback on overseas spending
- Hang Seng Travel+ Visa Signature Card: Up to 5% cashback on local spending
- Hang Seng Travel+ Visa Signature Card: Other Offers/Benefits
- Hang Seng Travel+ Visa Signature Card: Annual income requirement
- Hang Seng Travel+ Visa Signature Card: +FUN Dollars Calculation
- Hang Seng Travel+ Visa Signature Card: +FUN Dollars Valid Period
- Hang Seng Travel+ Visa Signature Card: Basic information
- Compare Hang Seng Travel+ Visa Signature and MMPower World Mastercard
- Review: Should you apply for a Hang Seng Travel+ Visa Signature Card?
- Frequently asked questions: Hang Seng Travel+ Visa Signature Card
Hang Seng Travel+ Visa Signature Card: Is it worth applying? MoneySmart credit card rating
| Hang Seng Travel+ Visa Signature Card rating — Is it MoneySmart? |
| Overall: ★★★★☆ |
| Best for: Overseas spending and dining |
| Category | Our rating | Explanation |
| Earn rates: air miles & cashback | ★★★★☆ | Overseas spending:
Local spending:
Basic spending rate:
|
| Earn categories | ★★★★☆ |
|
| Annual Fee and charges | ★★★★☆ |
|
| Accessibility | ★★★★☆ |
|
| Extras/periphery rewards | ★★☆☆☆ |
|
| Welcome Offers | ★★★☆☆ |
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Hang Seng Travel+ Visa Signature Card Welcome Offer
Both new and existing customers are eligible for Hang Seng Travel+ Visa Signature Card’s welcome offer. New customers can enjoy $700 + FUN Dollars, while existing customers can receive $300 + FUN Dollars if they accumulate spending of HK$5,000 within the first 60 days.
Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interestfree Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service transactions (including via e-wallet/ other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
Hang Seng Travel+ Visa Signature Card: Up to 7% +FUN Dollars rebate
From now till 31 December 2025, enjoy up to 7% +FUN Dollars in designated spending categories upon successful registration for Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme and accumulate monthly eligible retail spending of HK$6,000. You can earn up to $500 +FUN Dollars per month. (Terms and conditions apply)
Hang Seng Travel+ Visa Signature Card: Up to 7% +FUN Dollars rebate on overseas spending
Hang Seng Travel+ Visa Signature Card offers up to a 7% + FUN Dollars rebate on foreign currency spending in Japan, Korea, Thailand, Singapore, and Australia. For other foreign currency transactions, you’ll still get a 5% + FUN Dollars rebate. Keep in mind that foreign currency transactions incur a 1.95% handling fee, resulting in an effective rebate rate of up to 5.05% / 3.05%.
Hang Seng Travel+ Visa Signature Card: Up to 5% +FUN Dollars rebate on local dining spending
With the Hang Seng Travel+ Visa Signature Card, you’ll earn a 5% + FUN Dollars rebate on local dining transactions. This excludes fast food outlets, banquet bookings, private parties, exclusive venue rentals, and dining establishments located within hotels, department stores, clubs, or membership clubs.
Hang Seng Travel+ Visa Signature Card: Up to 5% +FUN Dollars rebate on local transportation spending
Use your Hang Seng Travel+ Visa Signature Card for transactions on KMB, Citybus, Long Win Bus, MTR, trams, and Star Ferry (only at ticketing counters) to enjoy a 5% + FUN Dollars rebate.
Hang Seng Travel+ Visa Signature Card: Other Offers/Benefits
From 17 January to 7 February 2025, apply for Travel+ Visa Signature Card, with supporting documents submitted and application approved on or before designated date, you can enter lucky draw and have a chance to win an Ultimate Japan Race Experience event package for two.
From now till 30 June 2025, simply make the payment with a physical Hang Seng Travel+ Visa Signature card, you can use HK$10 to redeem a selected combo set at any Starbucks stores in Hong Kong International Airport.
Enjoy 9% off on selected hotel bookings with coupon code “HASE9” via this link
From now till 30 June 2025, you can earn up to 10x +FUN Dollars reward by successfully applying for Travelsure Protection Plan via Hang Seng using Travel+ Visa Signature Card!
From now to 31 Jan 2025, you can redeem a two-person afternoon tea set at Café 103 with a special price of HK$500 by using Hang Seng Travel+ Visa Signature Card. This offer is only valid on designated dates and the availability is limited on a first-come, first-served basis.
Hang Seng Travel+ Visa Signature Card: Monthly rebate cap
The total maximum reward under Eligible Foreign Currency Spending, Eligible Local Transportation Spending and Eligible Local Dining Spending is an extra $500 +FUN Dollars rebate per calendar month per Eligible Credit Card account.
For Example, you’ll earn the maximum rebate by spending HK$7,576 in Japan, Korea, Thailand, Singapore, and Australia each month, or by spending HK$10,870 on other overseas currencies, local dining, and transportation if you solely spend on one of the categories.
Hang Seng Travel+ Visa Signature Card: Annual income requirement
The minimum annual salary of HK$150,000 for applying for a Hang Seng Travel+ Visa Signature Card.
Hang Seng Travel+ Visa Signature Card: +FUN Dollars Calculation
The basic +FUN Dollar rebate is 0.4%, which means spending HK$250 can earn $1 +FUN Dollars.
Hang Seng Travel+ Visa Signature Card: +FUN Dollars Rebate Schedule
| Transaction month of eligible transaction | Schedule of crediting into the Eligible Credit Card account |
| 1 to 31 December 2024 | By 31 January 2025 |
| 1 to 31 Jan 2025 | By 28 Feb 2025 |
| 1 to 28 Feb 2025 | By 31 March 2025 |
| 1 to 31 Mar 2025 | By 30 April 2025 |
| 1 to 30 April 2025 | By 31 May 2025 |
| 1 to 31 May 2025 | By 30 June 2025 |
| 1 to 30 June 2025 | By 31 July 2025 |
| 1 to 31 July 2025 | By 31 August 2025 |
| 1 to 31 August 2025 | By 30 Sept 2025 |
| 1 to 30 Sept 2025 | By 31 October 2025 |
Hang Seng Travel+ Visa Signature Card: +FUN Dollars Valid Period
+FUN Dollars accumulated from the last card annual renewal month to the next annual renewal month will be valid for up to 24 months.
Hang Seng Travel+ Visa Signature Card: Basic information
| Feature | Details |
| Annual principal fee | HK$2,000 |
| Supplementary annual fee | HK$1,000 |
| Fee Waiver | Perpetual Annual Fee Waiver |
| Interest Free Period | Up to 56 days |
| Annual Interest Rate | 35.72% |
| Foreign Currency Transaction Fee | 1.95% |
| Cash Advance Transaction Fee | 0.5% of the transaction amount (minimum HK$100/US$13) |
| Overlimit Fee | HK$180 / US$23 per month |
Compare Hang Seng Travel+ Visa Signature and MMPower World Mastercard
| Spending category | Hang Seng Travel+
Visa Signature |
Hang Seng MMPower
World Mastercard |
| Foreign currency spending | Spending in Japan, Korea, Thailand, and Australia, enjoy up to 7% + FUN Dollars rebate (meeting accumulative monthly eligible spending of HK$6,000) |
Spending overseas without specific regions, enjoy up to 6% + FUN Dollars rebate
(meeting accumulative monthly eligible spending of HK$5,000) |
| Local dining spending | Up to 5% + FUN Dollars rebate
(meeting accumulative monthly eligible spending of HK$6,000) |
Up to 1% + FUN Dollars rebate
(meeting accumulative monthly eligible spending of HK$5,000) |
| Other spending | Local transportation: up to 5% + FUN Dollars rebate
(meeting accumulative monthly eligible spending of HK$6,000) |
Online Shopping for 5% +FUN Dollars
(meeting accumulative monthly eligible spending of HK$5,000) Selected spending categories (choose 2 out of 3): – Dining – Electronics – Entertainment (meeting accumulative monthly eligible spending of HK$5,000) |
| Welcome offer | – New Heng Seng card owner:
$700 +FUN Dollars – Existing Heng Seng card owner: $300 +FUN Dollars (Accumulated transaction amount of HK$5,000 within 60 days from the date of new card issuance) |
– New Heng Seng card owner:
$700 +FUN Dollars – Existing Heng Seng card owner / Full-time University/Tertiary Students: $300 +FUN Dollars (Accumulated transaction amount of HK$5,000 within 60 days from the date of new card issuance. For Full-time University/Tertiary Students, the accumulated transaction amount is HK$2,000) |
Review: Should you apply for a Hang Seng Travel+ Visa Signature Card?
For travellers who love to go to Japan, South Korea, Thailand, Singapore, and Australia, spending in those foreign currencies with Hang Seng Travel+ Visa Signature Card can enjoy up to a 7% +FUN Dollars rebate. Also, it’s easy to earn a 5% +FUN Dollars rebate on daily spending like dining and transportation, although some credit cards also offer similar rebate rates for dining.
Just keep in mind that you must accumulate HK$6,000 in monthly spending to receive an additional +FUN Dollars rebate.
Frequently asked questions: Hang Seng Travel+ Visa Signature Card
You may feel confused about some features of the Hang Seng Travel+ Visa Signature Card as a new Hang Seng credit card owner. No worries; we got you covered.
Am I eligible to earn the welcome offers?
The offers are applicable to both new and existing Hang Seng credit card customers.
What is the definition of “New Hang Seng Credit Card Customers”?
Applicants who are not currently holding and have never held the principal card of any personal credit card/affinity card/ co-branded card (excluding spending card and private label card) issued by Hang Seng Bank during the 12 months immediately preceding the date of application.
How can I use “+FUN Dollars”?
+FUN Dollars can be used as instant cash at over 7,400 designated merchant outlets throughout Hong Kong, or to redeem cash coupons.
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