Airport Limousine Service: Is It Cheaper Than Taxis? Which Credit Card should Use?

Airport Limousine Service: Is It Cheaper Than Taxis? Which Credit Card should Use?

Have you ever been frustrated by the long journey to the airport and the hassle of dragging your luggage onto the airport bus? Do you want a comfortable and reasonably priced way to get to the airport? Airport limousine service can help! With designated credit cards, you can book airport limousine services that might be cheaper than taxis, which may be up to 48% off! Read on to learn more about booking airport transfers!

Table of contents: Credit card airport limousine service

Selected credit cards for airport limousine service and charges

Credit Card

Features

One-way Fare

Signature Requirement

Reservation Method

Advance Booking

Reservation Cancellation

Reservation Modification

UnionPay Dual Currency Diamond Credit Card

Taxi fares are cheaper

HK$250

Accumulate HK$3,000 in signature charges within 30 days before the reservation (up to 2 transactions)

Via phone, email

5 business days

24 hours in advance

8 hours in advance

Visa Infinite Card

• Only need to reserve 48 hours in advance
• Can reserve through the mobile app
• Only need 8 hours to cancel or modify the reservation time

HK$250-350 (depending on the region)

N.A

Via fax, email, mobile app, or the Prime Car Rental website

48 hours in advance

8 hours in advance

8 hours in advance

East Asia Bank SupremeGold World Mastercard

Only need to reserve 48 hours in advance

HK$350 (HK$800 after 6 journeys)

N.A

Via phone, fax, online

48 hours in advance

12 hours in advance

12 hours in advance

HSBC Premier Credit Card

• Only need to reserve 48 hours in advance
• Taxi fares are cheaper

HK$250

Accumulate 2 transactions of HK$800 in a single signature charge during the promotional period

Via phone, email, online

48 hours in advance

12 hours in advance

12 hours in advance

UnionPay Dual Currency Platinum/Diamond Cards/HSBC Premier Credit Card: Limousine service

The official website of Hong Kong International Airport provides estimated taxi fares for travelling to and from the airport. Generally, the fare starts at a minimum of HK$250 for areas that are not near the airport. Note that the fare does not include waiting time or luggage fees.

However, if you book airport limousine transfers with UnionPay Dual Currency Diamond Credit Card or HSBC Premier Credit Card, you will only need to pay HK$250, which can be cheaper than taking a taxi.

PrimeCredit EARNMore Diamond Card: 2% cashback for all spending

The EarnMORE UnionPay Diamond Card gives you a 2% cashback on most of your spending, including local, overseas, and online purchases. It also offers a foreign currency conversion fee waiver, a 3-month interest-free installment plan, LoungeKey Airport lounge access, and limousine privilege service.

PrimeCredit logo
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%
MoneySmart Exclusive:

🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,540 cash rewards】
MS Exclusive: From now until 31 July 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 3,000 SmartPoints without any spending and redeem HK$300 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$1,240 cash rebate (included the extra up to 2% cash rebate)
・LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090)
・Dreame F20 Robot Vacuum (Suggested price: HK$2,999)
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・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
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See more reward details below

Valid until 31 Jul 2026

How to book airport limousine services?

Step 1: Understand the requirements for booking airport transfer services (if any)

Before booking airport transfer services, customers should be aware of any specific requirements that need to be met. If there are any requirements, customers must fulfil them in order to be eligible for the service.

Step 2: Book airport transfer services in advance (48 hours to 5 days prior)

To get an airport transfer service, cardholders should book in advance (between 48 hours and 5 days before) using phone, email, online. When booking, cardholders might need to give some basic details like name, contact information, flight number, and arrival time. This information helps the company offering the service make sure they pick you up and drop you off correctly.

Step 3: Confirm the reservation and make payment

Once you provide the necessary information, the system will generate a reservation order. This order will show the type of car, date, number of passengers, time, and price. Take the time to review the order details carefully and follow the payment instructions to complete the process.

Step 4: Order confirmation

After your payment is done, you will usually get an email or message to confirm your order.

Step 5: Departure

The driver will pick you up at the agreed-upon location and take you to the airport as planned.

Things to note when booking airport transfer services with credit cards

Number of passengers

The cars from car rental companies that accept credit cards usually have seating for 4 to 7 people. So, when making a reservation, it is important to mention the number of passengers to prevent any confusion.

Avoid being late or cancelling at the last minute.

Credit card car rental companies typically impose "waiting fees" and "cancellation fees." The "waiting fees" usually range from HK$150 to HK$450, and additional charges will apply for cancellations made at the last minute. To avoid incurring a "cancellation fee," it is necessary to cancel the reservation within the specified time frame (8-12 hours in advance).

Extra charges for intermediate stops

If you need to make intermediate stops, credit card car rental companies typically charge additional fees. These fees can range from approximately HK$100 to HK$250. Therefore, it is advisable to coordinate with family and friends to board at the same location to avoid these extra charges.

Additional Charges for Early Morning Departures

If your departure time is early in the morning, the car rental company may charge additional fees, ranging from approximately HK$100 to HK$200.

How to save more on overseas Spending?

In addition to airport transfers, when planning your trip, it's worth considering which credit card to use in order to make the most of rewards and save more during your journey.

Selected credit Cards for overseas spending

Overseas Spending Credit Card

Credit Card Rewards

Annual Income Requirement

Standard Chartered Cathay Mastercard

HK$4/mile for overseas spending

HK$96,000

Citi PremierMiles Card

HK$3/mile for overseas spending

HK$120,000

American Express Platinum Card

HK$4.5/mile for overseas spending

HK$1,000,000

Citi Cash Back Card

2% cashback for overseas spending

HK$120,000

AEON WakuWaku Credit Card

3% cashback for spending in Japan

HK$0

CNB Motion Credit Card

6% cashback for overseas spending

HK$96,000

Standard Chartered Cathay Mastercard: Earn most Asia Miles with a low rate of HK$4/mile

Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
Up to HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Limited Time Welcome Offer
40,000 miles
MoneySmart Exclusive:

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・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
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Valid until 31 Jul 2026

American Express Platinum Card: HK$4.5/mile for overseas spending

American Express logo
MoneySmart Exclusive
Family Travel Cover | 0% Cross Border Fee
Foreign Currencies spending during welcome offer period
Up to 9% rebate
1,550+ airport lounges
Unlimited access
Spend on airlines, selected online travel agencies
As low as HK$2 = 1 Mile
MoneySmart Exclusive:

【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards!】
Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
 
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
 
Terms & Conditions Apply.

Valid until 14 Jul 2026

Citi Cash Back Card: 2% cashback for overseas spending

Citibank logo
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%
MoneySmart Exclusive:

⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 11 July to 16 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 16 Jul 2026

AEON WakuWaku Credit Card: 3% cashback for spending in Japan 

AEON Credit Service logo
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on Japanese spending
3%

CNB Motion Credit Card: 6% cashback for overseas spending 

CNCBI logo
Min. Annual Salary
HK$96,000
Cash Back on Dining, Online and Foreign Currency Spending
6%
Annual Fee Wavier
First-Year

Credit cards with no overseas transaction fees

Credit Card with No Overseas Transaction Fees

Overseas Transaction Fee

Transaction Rewards

Standard Chartered Smart Card

Waived

0.56%

WeWa UnionPay Diamond Card

Waived

0.4%

AEON CARD WAKUWAKU

Waived

3%

Standard Chartered Smart Card

Introducing the Standard Chartered Smart Card, a must-have credit card for your daily expenses. With this card, you can enjoy the convenience and benefits it offers. Experience the power of 5% cashback on popular platforms like HKTVmall, Klook, Disney+, Netflix, and Spotify. Plus, you can take advantage of a 3-month interest-free installment plan. Best of all, there is no annual fee. Apply for the SC Smart Card through MoneySmart and unlock an exclusive offer.

Standard Chartered logo
Up to 5% rebate|Waive foreign exchange fee
Foreign currency transaction fee
HK$0
Cash back at Designated Merchants
5%
MoneySmart Exclusive Offer
Up to HK$2,398

Frequently asked questions: Airport Limousine Service

Can credit card airport transfer services be used in all countries worldwide?

No, cardholders should first understand the applicable locations when booking the service.

Which credit card offers the cheapest airport transfer fees?

By booking airport transfers with UnionPay Dual Currency Diamond Credit Card or HSBC Premier Credit Card, you only need to pay HK$250, which may be cheaper than taking a taxi.

Do I need to pay tunnel fees and luggage fees when using credit card airport transfer services?

Generally, when using credit card airport transfer services, you do not need to pay tunnel and luggage fees. You can confirm with the staff during the booking process.

How far in advance do I need to book when using credit card airport transfer services?

It is recommended to book credit card airport transfer services at least 48 hours in advance.

Is it necessary to use the credit card airport transfer service in person?

Generally, credit card airport transfer services are intended for personal use. However, accompanying family and friends can also enjoy the service.

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