Getting the right credit card for your coffee purchase is the MoneySmart way to save your wallet because the monthly expenses can exceed HK$1,200. If you and your friends and family are coffee lovers, don’t forget to apply for credit cards that have special offers listed below to cut your caffeine costs.
The must-have credit card for coffee 2024
- Citi Credit Card Offer: Value-added Starbucks Card Gives Cash Coupons
- Hang Seng enJoy Credit Card: Spend a specified amount to get up to 140,000 yuu points
- Dah Sing British Airways Platinum Card: Enjoy HK$1 Starbucks Set Menu at Hong Kong Airport
- CCB (Asia) Credit Card: Buy One Get One Free/Free Upgrade Coffee Offer
- American Express Blue Cash Credit Card: Free Upgrade at Pacific Coffee
- Bank of China Credit Card: Value-added and Upgrade Coffee Offers
- Standard Chartered Smart Card: Enjoy 5% Cash Rebate at McDonald’s and McDonald’s App
- HSBC EveryMile Credit Card: Earn HK$2/Mile for Spending at Designated Coffee Shops
- Hang Seng MUJI Card: Enjoy 10% off when dining in or taking out at Café&Meal MUJI during specified periods and spending HKD200 or more
- ZA Card: Buy One Get One Free Coffee at Designated Merchants
Starbucks credit card offers 2024
Starbucks is a top choice for many as a cafe, and you might be wondering which credit card offers benefits at Starbucks? We have done the hard work to save you the hassle! Here are the top credit card offers for Starbucks in 2024.
Citi Credit Card Offer: Value-added Starbucks card gives cash coupons
By linking your Citi credit card to the Starbucks® Rewards Mobile App, and manually topping up your Starbucks Card with HK$300 or more, you can earn a HK$30 Starbucks e-cash coupon. You can earn up to 4 coupons per month (total HK$120)!
How to top up your Starbucks Card?
- Select ‘Add Money’ on the Starbucks wallet page
- Enter the amount you want to top up and select your linked Citi credit card
- Confirm to complete the manual top-up
In addition, if you use Citi points “Pay with Points” to offset a transaction of HK$100 or more, you get an additional HK$50 Starbucks e-cash coupon. You can earn up to 4 coupons per month (total HK$200)! The promotion period is from now until May 31, 2024.
How to use Citi points “Pay with Points” to offset bills?
- Using “Pay with Points” after completing a spending with a designated Citi credit card
- Proceed with identity verification
- Select the amount you want to redeem , and offset the spending with points
Citi Cash Back Credit Card: 2% cash back on local dining and overseas spending
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 6 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
The Citi Cash Back Credit Card offers unlimited 2% cash back on local dining and overseas spending. It is known as an entry-level card among Citi credit cards and can be used for dining and overseas spending!
Hang Seng enJoy Credit Card: Spend a specified amount to get up to 140,000 yuu points
- Annual fees
- Perpetual annual fee waiver
- Cash back on local spend
- 2％
- Welcome Offer
- Up to 120,000 yuu Points
From now until 30th April 2024, simply call 2998 6000 or register online. When you spend a total amount at designated merchants (Starbucks) with your Hang Seng enJoy card, which is linked to the yuu rewards program, you can enjoy additional yuu points: Spending HK$100 at Starbucks, you will receive an extra 600 yuu points. In total, you can easily earn up to 140,000 yuu points during the promotion period with your spending on coffee!
| Requirements | Day of Transaction | Transaction Amount | yuu Rewards | Designated Shops |
|---|---|---|---|---|
| Physical Card / Mobile Payment / Online Transaction | Any day | Single net transaction value of HK$100 or more | 600 yuu points | Starbucks, 7-11, KFC, etc. |
| Mobile Payment / Online Transaction | Every Friday | Single net transaction value of HK$500 or more | 2,400 yuu points | GNC, IKEA, PizzaHut, etc. |
Dah Sing British Airways Platinum Card: Enjoy HK$1 Starbucks set menu at Hong Kong Airport
From now until April 30, 2024, with the physical Dah Sing British Airways Platinum Card, you can redeem a Starbucks set for HK$1 at any Starbucks store within Hong Kong International Airport. The set includes:
- HK$1 Starbucks set includes:
- A large size handcrafted beverage
- A designated food item
During the promotional period, there are a total of 9,000 sets available, first come first served. Remember to enjoy the offer within before the promotion expires. Customers can redeem one set daily and enjoy the offer twice during the promotion period!
Pacific Coffee Credit Card Offers 2024
CCB (Asia) Credit Card: Buy-one-get-one-free/Free upgrade coffee offer
From now until December 31, 2024, CCB (Asia) Visa Infinite Credit Card and UnionPay Diamond Prestige Credit Card holders have a “Buy-One-Get-One-Free” offer at Pacific Coffee every Saturday and Sunday. But note that CCB (Asia) Visa Infinite Credit Card and UnionPay Diamond Prestige Credit Card holders belong to high-tier cards, requiring the holder the average daily account balance of HK$5,000,000 and HK$1,000,000 respectively, or by invitation to issue a card, so it might be harder to apply.
In addition, Visa Infinite, UnionPay Diamond Prestige, UnionPay Diamond, Visa, Mastercard, and UnionPay Platinum cards have a free upgrade offer for hand-brewed drinks. The “Free Upgrade” credit card is easier to apply for, such as the CCB (Asia) eye card, which requires only an annual salary of HK$150,000.
2024 CCB (Asia) Credit Card Coffee Offers
| Credit Card | Drink | Offer Period |
| Pacific Coffee Buy One Get One Free | ||
| CCB (Asia) Visa Infinite Credit Card | Hand-brewed drinks of standard size or above | December 31, 2024, every Saturday and Sunday |
| CCB (Asia) UnionPay Diamond Prestige Credit Card | ||
| Pacific Coffee Free Upgrade | ||
| CCB (Asia) Visa Infinite Credit Card | Hand-brewed drinks | December 31, 2024 |
| CCB (Asia) UnionPay Diamond Prestige Credit Card | ||
| CCB (Asia) AIA UnionPay Diamond Credit Card | ||
| CCB (Asia) Visa Platinum Credit Card | ||
| CCB (Asia) Platinum Mastercard | ||
| CCB (Asia) UnionPay Dual Currency Platinum Diamond Card | ||
| CCB (Asia) eye Credit Card | ||
| CCB (Asia) tiramisu Credit Card | ||
| CCB (Asia) Octopus UnionPay Dual Currency Credit Card | ||
| CCB (Asia) AIA UnionPay Diamond Credit Card | ||
| CCB (Asia) Pui Ching UnionPay Dual Currency Credit Card | ||
American Express Blue Cash Credit Card: Free upgrade at Pacific Coffee
From January 1, 2024, to December 31, 2024, American Express Blue Cash credit cardholders can enjoy a free upgrade of hand-crafted beverages at Pacific Coffee: from small to standard size, standard to large size, or large to extra-large size.
Bank of China Credit Card: Top-up and upgrade coffee offers
From now until December 31, 2024, the Bank of China GOOD DAY Platinum Card offers value-added Perfect Cup card benefits at Pacific Coffee. On the 2nd, 12th, and 22nd of each month, when purchasing a Perfect Cup card with an included HK$200 or adding value of HK$200 or more, there is an 8% instant discount. In addition, you can enjoy a free upgrade of hand-crafted beverages all year round!
Also, Bank of China’s Chill Card offers 10% cashback at Starbucks/Pacific Coffee, a great option for Bank of China credit card fans to note!
Other coffee credit card promotions 2024
Different credit cards offer promotions at different coffee shops. If you have a particular coffee shop preference, refer to the following credit card promotions to earn more benefits!
Standard Chartered Smart Card: Enjoy 5% Cash Rebate at McDonald’s and McDonald’s App
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- Klook消費現金回贈
- 5%
- 指定商戶消費現金回贈
- 高達5%
- MoneySmart獨家優惠
- HK$2,798
【🌟MoneySmart加倍驚喜：申請即送高達HK$1,998獎賞】
即日起至4月30日，全新渣打信用卡客戶成功申請Smart卡可享以下任一獎賞：
・JBL Charge 5 便攜式防水藍牙喇叭 (價值：HK$1,998)
・OSIM uCozy V V手暖暖枕 (價值：HK$1,780)
・🆕 Momax 1-Home Vacuum+ 無線吸塵器 (價值：HK$1,099)
・GHD Flight+ 旅行風筒 (價值：HK$895)
・HK$800 Apple Store 禮品卡/ 百佳超市現金券
From now until December 31, 2024, for every eligible transaction of HK$20 at McDonald’s® and McDonald’s App, you can earn a cash rebate of HK$1 (equivalent to a 5% cash rebate). Use the Smart Card to enjoy 5% off coffee at McCafé!
HSBC EveryMile Credit Card: Earn HK$2/mile for spending at designated coffee shops
Using the HSBC EveryMile credit card at the following designated coffee shops can earn HK$2/mile:
- Pacific Coffee
- APT. Coffee
- Blue Bottle Coffee
- Dazzling Café
- Café Habitu
- Starbucks Coffee
- Urban Coffee Roaster
- sensory ZERO
- Pret A Manger
- % Arabica
- Cupping Room Coffee Roasters
Hang Seng MUJI Card: Enjoy 10% off when dining in or taking out at Café&Meal
From now until December 31, present your Hang Seng MUJI Card after 14:30 from Monday to Sunday at Café&Meal MUJI. For dining in or takeout orders of HKD200 or above, you can enjoy a 10% discount.
ZA Card: Buy one get one free coffee at designated merchants
From now until March 31, 2024, use ZA Card to purchase coffee, tea drinks, or desserts at designated merchants to enjoy a buy one get one free offer. The offer is provided by each merchant, and the usage conditions (such as product type, price, offer time, dining method, etc.) are determined by the merchant. Please inquire the details from the relevant merchant. Quotas are limited, first come first served.
- Cinnabon
- Grotto
- Lifetastic
- The Salfee Bar
Everything you need to know about coffee offers:
Don’t forget to understand the terms and conditions first before claiming the offers because not all offers are applicable to all drink products.
Starbucks offer
Applicable: all handcrafted beverages including brewed coffee, espresso-based beverages, Frappuccino® Blended Beverages, brewed tea, tea latte, shaken tea, chocolate and steamed milk.
Not applicable: bottled beverages, canned beverages, Starbucks Reserve Coffee and Pour Over Coffee.
Pacific Coffee offer
Applicable: only applicable to the regular-priced handcrafted beverage (can bring your own cup)
Not applicable: speciality coffee, liqueur coffee, bottled drinks and juices. Offer not applicable to online shopping, in-app purchase or delivery.
The offer is redeemable at all Pacific Coffee in Hong Kong excluding the outlets at Hong Hom MTR station, Hang Seng Bank, HSBC and Bank of America Merrill Lynch.
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